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At today's rate and a 90% mortgage, the deposit on this unit is about HK$282K, with repayments around HK$12,291/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$282K · loan HK$2.54M · min. income ≈ HK$24,582/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 188 Saleable ft²
- Gross Area
- 290 ft²
- Efficiency
- 65%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-16 | HK$4.60M | +31.4% 4.3y · 7.0%/yr |
| 2017-05-10 | HK$3.50M | +12.9% 4.0y · 3.0%/yr |
| 2013-05-27 | HK$3.10M | +75.1% |
| 2011-01-17 | HK$1.77M | +60.9% |
| 2009-04-30 | HK$1.10M | +4.8% |
| 2009-02-18 | HK$1.05M | −18.0% |
| 2008-02-18 | HK$1.28M | +50.6% |
| 2007-01-11 | HK$850K | +41.7% |
| 2004-03-24 | HK$600K | −54.9% |
| 1998-05-06 | HK$1.33M | — |