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At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,776/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$316K · loan HK$2.84M · min. income ≈ HK$27,552/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C
- Saleable Area
- 207 Saleable ft²
- Gross Area
- 317 ft²
- Efficiency
- 65%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-17 | HK$4.13M | +20.3% 3.6y · 6.0%/yr |
| 2017-04-20 | HK$3.44M | +45.7% 4.7y · 10.0%/yr |
| 2012-08-03 | HK$2.36M | +28.3% |
| 2010-11-18 | HK$1.84M | +28.7% |
| 2009-06-26 | HK$1.43M | +44.4% |
| 2007-08-20 | HK$990K | — |