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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,914/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.46M · min. income ≈ HK$23,828/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- A
- Saleable Area
- 188 Saleable ft²
- Gross Area
- 290 ft²
- Efficiency
- 65%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-29 | HK$3.78M | +10.5% 3.0y · 4.0%/yr |
| 2017-06-26 | HK$3.42M | +116.5% 6.7y · 17.0%/yr |
| 2010-10-15 | HK$1.58M | +8.2% |
| 2010-09-07 | HK$1.46M | +5.8% |
| 2010-05-11 | HK$1.38M | +56.8% |
| 2007-11-22 | HK$880K | −39.3% |
| 1997-04-24 | HK$1.45M | — |