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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,921/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.46M · min. income ≈ HK$23,842/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 188 Saleable ft²
- Gross Area
- 290 ft²
- Efficiency
- 65%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-29 | HK$2.70M | −28.9% 7.2y · −4.0%/yr |
| 2018-06-04 | HK$3.80M | +26.7% 3.1y · 9.0%/yr |
| 2015-04-28 | HK$3.00M | +152.1% |
| 2009-08-25 | HK$1.19M | +13.3% |
| 2009-06-17 | HK$1.05M | +61.5% |
| 2004-10-21 | HK$650K | — |