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Crescira AVM · estimated value Medium confidence
HK$2.95M
≈ HK$14,241 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$295K, with repayments around HK$12,858/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$12,099
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,476
−HK$382/mo
Today · 4.125%
HK$12,858
baseline
▲ 0.50% · 4.625%
HK$13,641
+HK$783/mo

Deposit HK$295K · loan HK$2.65M · min. income ≈ HK$25,716/mo (50% DSR)

Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
B
Saleable Area
207 ft²
Gross Area
317 ft²
Efficiency
65%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2021-12-21 HK$3.84M +27.9%
5.6y
2016-06-02 HK$3.00M +96.1%
5.9y
2010-08-05 HK$1.53M +29.7%
2009-06-01 HK$1.18M +10.3%
2009-05-18 HK$1.07M +30.5%
2006-12-20 HK$820K +41.4%
2004-04-14 HK$580K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 427 m
Education
48
schools within 1 km (21 within 500 m)
Daily convenience
46
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 46 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com