▼ 0.50% · 3.625%
HK$22,141
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,829
−HK$700/mo
Today · 4.125%
HK$23,529
baseline
▲ 0.50% · 4.625%
HK$24,961
+HK$1,432/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,058/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,631
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,292
−HK$670/mo
Today · 4.125%
HK$25,962
baseline
▲ 0.50% · 4.625%
HK$27,330
+HK$1,368/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,924/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,355
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,112
−HK$770/mo
Today · 4.125%
HK$25,882
baseline
▲ 0.50% · 4.625%
HK$27,457
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,764/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$737/mo
Today · 4.125%
HK$28,558
baseline
▲ 0.50% · 4.625%
HK$30,063
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,116/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,395
−HK$840/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,953
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,557
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$804/mo
Today · 4.125%
HK$31,154
baseline
▲ 0.50% · 4.625%
HK$32,796
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,308/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,783
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,678
−HK$910/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,449
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,021
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,879
−HK$871/mo
Today · 4.125%
HK$33,750
baseline
▲ 0.50% · 4.625%
HK$35,530
+HK$1,780/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,500/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$980/mo
Today · 4.125%
HK$32,941
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,882/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$939/mo
Today · 4.125%
HK$36,347
baseline
▲ 0.50% · 4.625%
HK$38,263
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,694/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,211
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,244
−HK$1,049/mo
Today · 4.125%
HK$35,293
baseline
▲ 0.50% · 4.625%
HK$37,441
+HK$2,148/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,586/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,947
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,938
−HK$1,005/mo
Today · 4.125%
HK$38,943
baseline
▲ 0.50% · 4.625%
HK$40,996
+HK$2,053/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,886/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,425
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,527
−HK$1,119/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,937
+HK$2,291/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,410
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,467
−HK$1,072/mo
Today · 4.125%
HK$41,539
baseline
▲ 0.50% · 4.625%
HK$43,729
+HK$2,190/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,078/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,639
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,810
−HK$1,189/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,433
+HK$2,434/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,873
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,996
−HK$1,139/mo
Today · 4.125%
HK$44,135
baseline
▲ 0.50% · 4.625%
HK$46,462
+HK$2,327/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,270/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,853
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,093
−HK$1,259/mo
Today · 4.125%
HK$42,352
baseline
▲ 0.50% · 4.625%
HK$44,929
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,704/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,336
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,525
−HK$1,206/mo
Today · 4.125%
HK$46,731
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,464/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,462/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).