▼ 0.50% · 3.625%
HK$20,567
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,206
−HK$650/mo
Today · 4.125%
HK$21,856
baseline
▲ 0.50% · 4.625%
HK$23,186
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,712/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,880
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$622/mo
Today · 4.125%
HK$24,116
baseline
▲ 0.50% · 4.625%
HK$25,388
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,232/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,623
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,327
−HK$715/mo
Today · 4.125%
HK$24,042
baseline
▲ 0.50% · 4.625%
HK$25,505
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,084/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,168
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,843
−HK$685/mo
Today · 4.125%
HK$26,528
baseline
▲ 0.50% · 4.625%
HK$27,926
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,056/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,680
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,448
−HK$780/mo
Today · 4.125%
HK$26,228
baseline
▲ 0.50% · 4.625%
HK$27,824
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,456/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,456
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,193
−HK$747/mo
Today · 4.125%
HK$28,940
baseline
▲ 0.50% · 4.625%
HK$30,465
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,880/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,737
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,568
−HK$845/mo
Today · 4.125%
HK$28,413
baseline
▲ 0.50% · 4.625%
HK$30,142
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,826/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,744
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$809/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,653/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,793
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,689
−HK$910/mo
Today · 4.125%
HK$30,599
baseline
▲ 0.50% · 4.625%
HK$32,461
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,198/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,032
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,891
−HK$872/mo
Today · 4.125%
HK$33,763
baseline
▲ 0.50% · 4.625%
HK$35,543
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,526/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,850
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$975/mo
Today · 4.125%
HK$32,785
baseline
▲ 0.50% · 4.625%
HK$34,779
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,570/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,320
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,241
−HK$934/mo
Today · 4.125%
HK$36,175
baseline
▲ 0.50% · 4.625%
HK$38,081
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,350/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,907
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,930
−HK$1,040/mo
Today · 4.125%
HK$34,970
baseline
▲ 0.50% · 4.625%
HK$37,098
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$69,940/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,608
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,590
−HK$996/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,620
+HK$2,034/mo
Deposit HK$1.80M · loan HK$7.22M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,963
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,051
−HK$1,105/mo
Today · 4.125%
HK$37,156
baseline
▲ 0.50% · 4.625%
HK$39,417
+HK$2,261/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,312/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,896
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,058/mo
Today · 4.125%
HK$40,998
baseline
▲ 0.50% · 4.625%
HK$43,159
+HK$2,161/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$81,996/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,020
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,172
−HK$1,169/mo
Today · 4.125%
HK$39,341
baseline
▲ 0.50% · 4.625%
HK$41,735
+HK$2,394/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,682/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,184
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,289
−HK$1,120/mo
Today · 4.125%
HK$43,409
baseline
▲ 0.50% · 4.625%
HK$45,698
+HK$2,289/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,818/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,945 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).