▼ 0.50% · 3.625%
HK$19,616
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,226
−HK$620/mo
Today · 4.125%
HK$20,846
baseline
▲ 0.50% · 4.625%
HK$22,114
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,692/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,822
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,407
−HK$594/mo
Today · 4.125%
HK$23,001
baseline
▲ 0.50% · 4.625%
HK$24,214
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,002/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,577
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,248
−HK$682/mo
Today · 4.125%
HK$22,930
baseline
▲ 0.50% · 4.625%
HK$24,325
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,860/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,004
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,648
−HK$653/mo
Today · 4.125%
HK$25,301
baseline
▲ 0.50% · 4.625%
HK$26,635
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,602/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,539
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,271
−HK$744/mo
Today · 4.125%
HK$25,015
baseline
▲ 0.50% · 4.625%
HK$26,537
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,030/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,187
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,889
−HK$712/mo
Today · 4.125%
HK$27,601
baseline
▲ 0.50% · 4.625%
HK$29,056
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,202/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,500
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,293
−HK$806/mo
Today · 4.125%
HK$27,099
baseline
▲ 0.50% · 4.625%
HK$28,748
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,198/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,130
−HK$771/mo
Today · 4.125%
HK$29,901
baseline
▲ 0.50% · 4.625%
HK$31,478
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,802/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,462
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,316
−HK$868/mo
Today · 4.125%
HK$29,184
baseline
▲ 0.50% · 4.625%
HK$30,960
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,368/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,551
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,370
−HK$832/mo
Today · 4.125%
HK$32,202
baseline
▲ 0.50% · 4.625%
HK$33,899
+HK$1,697/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,404/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,423
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,339
−HK$930/mo
Today · 4.125%
HK$31,269
baseline
▲ 0.50% · 4.625%
HK$33,171
+HK$1,902/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,538/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,733
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,611
−HK$891/mo
Today · 4.125%
HK$34,502
baseline
▲ 0.50% · 4.625%
HK$36,320
+HK$1,818/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,004/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,385
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,361
−HK$992/mo
Today · 4.125%
HK$33,353
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$2,030/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,706/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,915
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,852
−HK$950/mo
Today · 4.125%
HK$36,802
baseline
▲ 0.50% · 4.625%
HK$38,742
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,604/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,347
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,384
−HK$1,054/mo
Today · 4.125%
HK$35,438
baseline
▲ 0.50% · 4.625%
HK$37,594
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,876/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,098
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,009/mo
Today · 4.125%
HK$39,102
baseline
▲ 0.50% · 4.625%
HK$41,163
+HK$2,061/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,204/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,308
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$1,116/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,805
+HK$2,283/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,280
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,333
−HK$1,069/mo
Today · 4.125%
HK$41,402
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,182/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,804/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,072 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).