▼ 0.50% · 3.625%
HK$19,561
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,170
−HK$618/mo
Today · 4.125%
HK$20,788
baseline
▲ 0.50% · 4.625%
HK$22,053
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,576/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,762
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,345
−HK$592/mo
Today · 4.125%
HK$22,937
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,874/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,517
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$680/mo
Today · 4.125%
HK$22,867
baseline
▲ 0.50% · 4.625%
HK$24,258
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,734/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,938
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$651/mo
Today · 4.125%
HK$25,231
baseline
▲ 0.50% · 4.625%
HK$26,561
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,462/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,473
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,204
−HK$741/mo
Today · 4.125%
HK$24,945
baseline
▲ 0.50% · 4.625%
HK$26,463
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,114
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,814
−HK$711/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$28,976
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,430
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,221
−HK$803/mo
Today · 4.125%
HK$27,024
baseline
▲ 0.50% · 4.625%
HK$28,669
+HK$1,645/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$54,048/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,049
−HK$770/mo
Today · 4.125%
HK$29,819
baseline
▲ 0.50% · 4.625%
HK$31,390
+HK$1,571/mo
Deposit HK$3.00M · loan HK$5.58M · min. income ≈ HK$59,638/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$865/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,466
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,283
−HK$829/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$33,805
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,342
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,255
−HK$927/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$33,079
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,643
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,518
−HK$888/mo
Today · 4.125%
HK$34,406
baseline
▲ 0.50% · 4.625%
HK$36,220
+HK$1,814/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,812/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,298
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$989/mo
Today · 4.125%
HK$33,261
baseline
▲ 0.50% · 4.625%
HK$35,284
+HK$2,023/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,522/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,819
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$947/mo
Today · 4.125%
HK$36,700
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,400/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,254
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$1,050/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,490
+HK$2,151/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,995
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,007/mo
Today · 4.125%
HK$38,994
baseline
▲ 0.50% · 4.625%
HK$41,049
+HK$2,055/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,988/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,210
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,305
−HK$1,113/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,695
+HK$2,277/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,171
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,222
−HK$1,065/mo
Today · 4.125%
HK$41,287
baseline
▲ 0.50% · 4.625%
HK$43,464
+HK$2,177/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,574/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).