▼ 0.50% · 3.625%
HK$20,844
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,492
−HK$659/mo
Today · 4.125%
HK$22,151
baseline
▲ 0.50% · 4.625%
HK$23,499
+HK$1,348/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,302/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$631/mo
Today · 4.125%
HK$24,441
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,289/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,882/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,928
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,641
−HK$725/mo
Today · 4.125%
HK$24,366
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,732/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,507
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,191
−HK$694/mo
Today · 4.125%
HK$26,885
baseline
▲ 0.50% · 4.625%
HK$28,303
+HK$1,418/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,770/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,013
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,791
−HK$790/mo
Today · 4.125%
HK$26,581
baseline
▲ 0.50% · 4.625%
HK$28,198
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,162/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,826
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,572
−HK$758/mo
Today · 4.125%
HK$29,330
baseline
▲ 0.50% · 4.625%
HK$30,876
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,660/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,097
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,940
−HK$856/mo
Today · 4.125%
HK$28,796
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,592/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$821/mo
Today · 4.125%
HK$31,774
baseline
▲ 0.50% · 4.625%
HK$33,448
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,548/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,181
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$922/mo
Today · 4.125%
HK$31,011
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,887/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,022/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,464
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,335
−HK$883/mo
Today · 4.125%
HK$34,218
baseline
▲ 0.50% · 4.625%
HK$36,021
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,436/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,266
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$988/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$35,248
+HK$2,022/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,783
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,716
−HK$946/mo
Today · 4.125%
HK$36,662
baseline
▲ 0.50% · 4.625%
HK$38,594
+HK$1,932/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,324/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,350
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,387
−HK$1,054/mo
Today · 4.125%
HK$35,441
baseline
▲ 0.50% · 4.625%
HK$37,598
+HK$2,157/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,882/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,102
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,097
−HK$1,009/mo
Today · 4.125%
HK$39,106
baseline
▲ 0.50% · 4.625%
HK$41,167
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,212/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,434
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$1,119/mo
Today · 4.125%
HK$37,656
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,292/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,312/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,420
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,478
−HK$1,072/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$43,740
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,519
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,686
−HK$1,186/mo
Today · 4.125%
HK$39,872
baseline
▲ 0.50% · 4.625%
HK$42,298
+HK$2,426/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,744/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,739
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,859
−HK$1,135/mo
Today · 4.125%
HK$43,994
baseline
▲ 0.50% · 4.625%
HK$46,313
+HK$2,319/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,988/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$284,098 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).