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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,320/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,640/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Tin Hau Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 87 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 93 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 540 Saleable ft²
- Gross Area
- 800 ft²
- Efficiency
- 68%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-15 | HK$5.78M | +21.4% 0.4y |
| 2025-12-15 | HK$4.76M | +260.6% 23.6y · 11.0%/yr |
| 2002-04-24 | HK$1.32M | −49.2% |
| 1997-05-14 | HK$2.60M | +18.2% |
| 1997-02-13 | HK$2.20M | +0.0% |
| 1996-10-18 | HK$2.20M | +25.7% |
| 1995-10-16 | HK$1.75M | — |