▼ 0.50% · 3.625%
HK$16,185
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$16,689
−HK$511/mo
Today · 4.125%
HK$17,200
baseline
▲ 0.50% · 4.625%
HK$18,247
+HK$1,047/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,400/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,006
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,489
−HK$490/mo
Today · 4.125%
HK$18,979
baseline
▲ 0.50% · 4.625%
HK$19,979
+HK$1,000/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,958/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,804
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,358
−HK$562/mo
Today · 4.125%
HK$18,920
baseline
▲ 0.50% · 4.625%
HK$20,072
+HK$1,152/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,840/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,807
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,338
−HK$539/mo
Today · 4.125%
HK$20,877
baseline
▲ 0.50% · 4.625%
HK$21,977
+HK$1,100/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,754/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,423
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,027
−HK$613/mo
Today · 4.125%
HK$20,640
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,280/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,607
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,187
−HK$588/mo
Today · 4.125%
HK$22,775
baseline
▲ 0.50% · 4.625%
HK$23,975
+HK$1,200/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,550/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,041
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,696
−HK$665/mo
Today · 4.125%
HK$22,361
baseline
▲ 0.50% · 4.625%
HK$23,721
+HK$1,360/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,722/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,408
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,036
−HK$637/mo
Today · 4.125%
HK$24,673
baseline
▲ 0.50% · 4.625%
HK$25,973
+HK$1,300/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,346/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,660
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,364
−HK$717/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,546
+HK$1,465/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$686/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$27,971
+HK$1,400/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$768/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,370
+HK$1,569/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,734
−HK$734/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$29,969
+HK$1,501/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,897
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,702
−HK$819/mo
Today · 4.125%
HK$27,521
baseline
▲ 0.50% · 4.625%
HK$29,195
+HK$1,674/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,042/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,810
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,582
−HK$784/mo
Today · 4.125%
HK$30,366
baseline
▲ 0.50% · 4.625%
HK$31,967
+HK$1,601/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,732/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,515
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,371
−HK$870/mo
Today · 4.125%
HK$29,241
baseline
▲ 0.50% · 4.625%
HK$31,020
+HK$1,779/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,482/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,610
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,431
−HK$833/mo
Today · 4.125%
HK$32,264
baseline
▲ 0.50% · 4.625%
HK$33,965
+HK$1,701/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,528/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,134
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$921/mo
Today · 4.125%
HK$30,961
baseline
▲ 0.50% · 4.625%
HK$32,845
+HK$1,884/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,922/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,411
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,280
−HK$882/mo
Today · 4.125%
HK$34,162
baseline
▲ 0.50% · 4.625%
HK$35,963
+HK$1,801/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,324/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,943 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).