▼ 0.50% · 3.625%
HK$19,479
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,085
−HK$615/mo
Today · 4.125%
HK$20,700
baseline
▲ 0.50% · 4.625%
HK$21,960
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,400/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,670
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,251
−HK$590/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,045
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,427
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,093
−HK$677/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$24,156
+HK$1,386/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,837
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$649/mo
Today · 4.125%
HK$25,125
baseline
▲ 0.50% · 4.625%
HK$26,449
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,250/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,374
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,102
−HK$738/mo
Today · 4.125%
HK$24,840
baseline
▲ 0.50% · 4.625%
HK$26,352
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,680/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,004
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,701
−HK$708/mo
Today · 4.125%
HK$27,409
baseline
▲ 0.50% · 4.625%
HK$28,854
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,818/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,110
−HK$800/mo
Today · 4.125%
HK$26,910
baseline
▲ 0.50% · 4.625%
HK$28,548
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,820/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,171
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,926
−HK$767/mo
Today · 4.125%
HK$29,693
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,386/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,270
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$861/mo
Today · 4.125%
HK$28,980
baseline
▲ 0.50% · 4.625%
HK$30,744
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,960/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,338
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,152
−HK$825/mo
Today · 4.125%
HK$31,977
baseline
▲ 0.50% · 4.625%
HK$33,662
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,954/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,218
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,127
−HK$923/mo
Today · 4.125%
HK$31,050
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,100/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,505
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,377
−HK$884/mo
Today · 4.125%
HK$34,261
baseline
▲ 0.50% · 4.625%
HK$36,067
+HK$1,806/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,522/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,166
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,135
−HK$985/mo
Today · 4.125%
HK$33,120
baseline
▲ 0.50% · 4.625%
HK$35,136
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,240/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,672
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,602
−HK$943/mo
Today · 4.125%
HK$36,545
baseline
▲ 0.50% · 4.625%
HK$38,471
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,090/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,114
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,144
−HK$1,046/mo
Today · 4.125%
HK$35,190
baseline
▲ 0.50% · 4.625%
HK$37,332
+HK$2,142/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,380/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,839
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,827
−HK$1,002/mo
Today · 4.125%
HK$38,829
baseline
▲ 0.50% · 4.625%
HK$40,876
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,658/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,062
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,152
−HK$1,108/mo
Today · 4.125%
HK$37,260
baseline
▲ 0.50% · 4.625%
HK$39,528
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,520/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,006
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,052
−HK$1,061/mo
Today · 4.125%
HK$41,113
baseline
▲ 0.50% · 4.625%
HK$43,280
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,226/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,271 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).