▼ 0.50% · 3.625%
HK$19,269
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,868
−HK$609/mo
Today · 4.125%
HK$20,477
baseline
▲ 0.50% · 4.625%
HK$21,723
+HK$1,246/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,954/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,436
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,011
−HK$583/mo
Today · 4.125%
HK$22,594
baseline
▲ 0.50% · 4.625%
HK$23,785
+HK$1,191/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,188/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,195
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,855
−HK$670/mo
Today · 4.125%
HK$22,525
baseline
▲ 0.50% · 4.625%
HK$23,895
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,050/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,580
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,212
−HK$642/mo
Today · 4.125%
HK$24,854
baseline
▲ 0.50% · 4.625%
HK$26,164
+HK$1,310/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,708/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,122
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$730/mo
Today · 4.125%
HK$24,572
baseline
▲ 0.50% · 4.625%
HK$26,067
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,144/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,723
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,413
−HK$700/mo
Today · 4.125%
HK$27,113
baseline
▲ 0.50% · 4.625%
HK$28,542
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,226/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,049
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,828
−HK$792/mo
Today · 4.125%
HK$26,620
baseline
▲ 0.50% · 4.625%
HK$28,240
+HK$1,620/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,240/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,867
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,614
−HK$759/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,976
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,815
−HK$853/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,412
+HK$1,744/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,815
−HK$817/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,299
+HK$1,667/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,802
−HK$913/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,584
+HK$1,869/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,154
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,017
−HK$874/mo
Today · 4.125%
HK$33,891
baseline
▲ 0.50% · 4.625%
HK$35,678
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,782/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,830
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,789
−HK$974/mo
Today · 4.125%
HK$32,763
baseline
▲ 0.50% · 4.625%
HK$34,757
+HK$1,994/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,526/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,298
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,218
−HK$933/mo
Today · 4.125%
HK$36,151
baseline
▲ 0.50% · 4.625%
HK$38,056
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,302/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,757
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,776
−HK$1,035/mo
Today · 4.125%
HK$34,811
baseline
▲ 0.50% · 4.625%
HK$36,929
+HK$2,118/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,622/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$991/mo
Today · 4.125%
HK$38,410
baseline
▲ 0.50% · 4.625%
HK$40,435
+HK$2,025/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,820/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,683
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,762
−HK$1,096/mo
Today · 4.125%
HK$36,858
baseline
▲ 0.50% · 4.625%
HK$39,101
+HK$2,243/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,716/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,585
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,620
−HK$1,050/mo
Today · 4.125%
HK$40,670
baseline
▲ 0.50% · 4.625%
HK$42,813
+HK$2,143/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$81,340/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,506 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).