▼ 0.50% · 3.625%
HK$16,564
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,079
−HK$524/mo
Today · 4.125%
HK$17,603
baseline
▲ 0.50% · 4.625%
HK$18,674
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,206/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,427
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,921
−HK$502/mo
Today · 4.125%
HK$19,423
baseline
▲ 0.50% · 4.625%
HK$20,447
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,846/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,220
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,787
−HK$576/mo
Today · 4.125%
HK$19,363
baseline
▲ 0.50% · 4.625%
HK$20,541
+HK$1,178/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,726/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,270
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,814
−HK$551/mo
Today · 4.125%
HK$21,365
baseline
▲ 0.50% · 4.625%
HK$22,491
+HK$1,126/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,730/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,877
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,495
−HK$628/mo
Today · 4.125%
HK$21,123
baseline
▲ 0.50% · 4.625%
HK$22,409
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,246/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,113
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,706
−HK$601/mo
Today · 4.125%
HK$23,307
baseline
▲ 0.50% · 4.625%
HK$24,536
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,614/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,533
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,203
−HK$681/mo
Today · 4.125%
HK$22,884
baseline
▲ 0.50% · 4.625%
HK$24,276
+HK$1,392/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,768/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,955
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,598
−HK$652/mo
Today · 4.125%
HK$25,250
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,331/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,500/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,190
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,911
−HK$733/mo
Today · 4.125%
HK$24,644
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,288/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$702/mo
Today · 4.125%
HK$27,192
baseline
▲ 0.50% · 4.625%
HK$28,625
+HK$1,433/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,384/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,619
−HK$785/mo
Today · 4.125%
HK$26,404
baseline
▲ 0.50% · 4.625%
HK$28,011
+HK$1,607/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,808/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,641
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,382
−HK$752/mo
Today · 4.125%
HK$29,134
baseline
▲ 0.50% · 4.625%
HK$30,670
+HK$1,536/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,268/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,502
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,327
−HK$837/mo
Today · 4.125%
HK$28,164
baseline
▲ 0.50% · 4.625%
HK$29,878
+HK$1,714/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,328/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,484
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,274
−HK$803/mo
Today · 4.125%
HK$31,077
baseline
▲ 0.50% · 4.625%
HK$32,715
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,154/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,159
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,035
−HK$890/mo
Today · 4.125%
HK$29,925
baseline
▲ 0.50% · 4.625%
HK$31,745
+HK$1,820/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,850/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,326
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,167
−HK$852/mo
Today · 4.125%
HK$33,019
baseline
▲ 0.50% · 4.625%
HK$34,759
+HK$1,740/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$66,038/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,815
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,743
−HK$942/mo
Today · 4.125%
HK$31,685
baseline
▲ 0.50% · 4.625%
HK$33,613
+HK$1,928/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,370/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,169
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,059
−HK$902/mo
Today · 4.125%
HK$34,961
baseline
▲ 0.50% · 4.625%
HK$36,804
+HK$1,843/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,922/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,923 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).