▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$123/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$250/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$117/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$240/mo
Deposit HK$849K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,393
−HK$134/mo
Today · 4.125%
HK$4,527
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$276/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,054/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$129/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$263/mo
Deposit HK$764K · loan HK$934K · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$147/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$301/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$141/mo
Today · 4.125%
HK$5,450
baseline
▲ 0.50% · 4.625%
HK$5,737
+HK$287/mo
Deposit HK$679K · loan HK$1.02M · min. income ≈ HK$10,900/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,192
−HK$159/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$325/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$152/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$311/mo
Deposit HK$594K · loan HK$1.10M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,422
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,591
−HK$171/mo
Today · 4.125%
HK$5,762
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,524/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$164/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,693
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,810
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$184/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$376/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,636
−HK$176/mo
Today · 4.125%
HK$6,812
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$359/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$13,624/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,390
−HK$195/mo
Today · 4.125%
HK$6,585
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,170/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,894
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,079
−HK$187/mo
Today · 4.125%
HK$7,266
baseline
▲ 0.50% · 4.625%
HK$7,649
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,532/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,584
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,789
−HK$208/mo
Today · 4.125%
HK$6,997
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$13,994/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,325
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,521
−HK$200/mo
Today · 4.125%
HK$7,721
baseline
▲ 0.50% · 4.625%
HK$8,127
+HK$406/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,442/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,971
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,188
−HK$221/mo
Today · 4.125%
HK$7,409
baseline
▲ 0.50% · 4.625%
HK$7,859
+HK$450/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,818/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,756
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,964
−HK$211/mo
Today · 4.125%
HK$8,175
baseline
▲ 0.50% · 4.625%
HK$8,606
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,350/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).