▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$252/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$118/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,805
+HK$241/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,415
−HK$135/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,827
+HK$277/mo
Deposit HK$768K · loan HK$939K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,891
−HK$129/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,285
+HK$265/mo
Deposit HK$768K · loan HK$939K · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,671
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$148/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,266
+HK$302/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$142/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,765
+HK$288/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$160/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$153/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,246
+HK$313/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$172/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$352/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,062
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,225
−HK$165/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$336/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$184/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,495
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$177/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$197/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$403/mo
Deposit HK$341K · loan HK$1.37M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,928
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$188/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,687
+HK$385/mo
Deposit HK$341K · loan HK$1.37M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$209/mo
Today · 4.125%
HK$7,032
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$427/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,064/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,361
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$201/mo
Today · 4.125%
HK$7,759
baseline
▲ 0.50% · 4.625%
HK$8,168
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,518/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,006
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,224
−HK$221/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,898
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,794
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,003
−HK$212/mo
Today · 4.125%
HK$8,215
baseline
▲ 0.50% · 4.625%
HK$8,648
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,430/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).