▼ 0.50% · 3.625%
HK$3,897
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$123/mo
Today · 4.125%
HK$4,141
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$252/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$8,282/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$118/mo
Today · 4.125%
HK$4,569
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$241/mo
Deposit HK$854K · loan HK$854K · min. income ≈ HK$9,138/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,420
−HK$135/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$277/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$130/mo
Today · 4.125%
HK$5,026
baseline
▲ 0.50% · 4.625%
HK$5,291
+HK$265/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$10,052/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,676
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$148/mo
Today · 4.125%
HK$4,969
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$302/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$9,938/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$142/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,772
+HK$289/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,066
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$160/mo
Today · 4.125%
HK$5,383
baseline
▲ 0.50% · 4.625%
HK$5,711
+HK$328/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$10,766/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,786
−HK$154/mo
Today · 4.125%
HK$5,940
baseline
▲ 0.50% · 4.625%
HK$6,253
+HK$313/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$11,880/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,455
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,625
−HK$172/mo
Today · 4.125%
HK$5,797
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,594/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,232
−HK$165/mo
Today · 4.125%
HK$6,397
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$337/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,794/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,027
−HK$184/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,677
−HK$177/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,215
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,428
−HK$197/mo
Today · 4.125%
HK$6,625
baseline
▲ 0.50% · 4.625%
HK$7,029
+HK$404/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,250/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,936
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,122
−HK$189/mo
Today · 4.125%
HK$7,311
baseline
▲ 0.50% · 4.625%
HK$7,696
+HK$385/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,622/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,624
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,830
−HK$210/mo
Today · 4.125%
HK$7,040
baseline
▲ 0.50% · 4.625%
HK$7,468
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,080/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,369
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,567
−HK$200/mo
Today · 4.125%
HK$7,767
baseline
▲ 0.50% · 4.625%
HK$8,177
+HK$410/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,534/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,014
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,232
−HK$222/mo
Today · 4.125%
HK$7,454
baseline
▲ 0.50% · 4.625%
HK$7,907
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,908/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,803
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,012
−HK$212/mo
Today · 4.125%
HK$8,224
baseline
▲ 0.50% · 4.625%
HK$8,658
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,448/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).