▼ 0.50% · 3.625%
HK$3,876
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$122/mo
Today · 4.125%
HK$4,119
baseline
▲ 0.50% · 4.625%
HK$4,370
+HK$251/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$8,238/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,312
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$117/mo
Today · 4.125%
HK$4,545
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$239/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$9,090/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$135/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$276/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,743
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,870
−HK$129/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$264/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,651
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,796
−HK$147/mo
Today · 4.125%
HK$4,943
baseline
▲ 0.50% · 4.625%
HK$5,244
+HK$301/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,886/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,174
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$141/mo
Today · 4.125%
HK$5,454
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$287/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,908/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$160/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$326/mo
Deposit HK$595K · loan HK$1.10M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$152/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$312/mo
Deposit HK$595K · loan HK$1.10M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,426
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$172/mo
Today · 4.125%
HK$5,767
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,534/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,037
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,199
−HK$164/mo
Today · 4.125%
HK$6,363
baseline
▲ 0.50% · 4.625%
HK$6,698
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,726/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,814
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,995
−HK$184/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$375/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,468
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$176/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,177
+HK$360/mo
Deposit HK$425K · loan HK$1.27M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,202
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,394
−HK$196/mo
Today · 4.125%
HK$6,590
baseline
▲ 0.50% · 4.625%
HK$6,991
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,180/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,899
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,084
−HK$188/mo
Today · 4.125%
HK$7,272
baseline
▲ 0.50% · 4.625%
HK$7,655
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,544/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,589
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,794
−HK$208/mo
Today · 4.125%
HK$7,002
baseline
▲ 0.50% · 4.625%
HK$7,428
+HK$426/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$14,004/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,330
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,527
−HK$199/mo
Today · 4.125%
HK$7,726
baseline
▲ 0.50% · 4.625%
HK$8,134
+HK$408/mo
Deposit HK$255K · loan HK$1.44M · min. income ≈ HK$15,452/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,977
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,194
−HK$220/mo
Today · 4.125%
HK$7,414
baseline
▲ 0.50% · 4.625%
HK$7,865
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,828/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,762
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,970
−HK$211/mo
Today · 4.125%
HK$8,181
baseline
▲ 0.50% · 4.625%
HK$8,612
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,362/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).