▼ 0.50% · 3.625%
HK$3,892
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,013
−HK$123/mo
Today · 4.125%
HK$4,136
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$252/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$8,272/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,446
−HK$118/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$240/mo
Deposit HK$853K · loan HK$853K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$135/mo
Today · 4.125%
HK$4,549
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$277/mo
Deposit HK$768K · loan HK$939K · min. income ≈ HK$9,098/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,763
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$130/mo
Today · 4.125%
HK$5,020
baseline
▲ 0.50% · 4.625%
HK$5,284
+HK$264/mo
Deposit HK$768K · loan HK$939K · min. income ≈ HK$10,040/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,815
−HK$148/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$302/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$141/mo
Today · 4.125%
HK$5,476
baseline
▲ 0.50% · 4.625%
HK$5,765
+HK$289/mo
Deposit HK$683K · loan HK$1.02M · min. income ≈ HK$10,952/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$160/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$154/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,245
+HK$312/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,618
−HK$172/mo
Today · 4.125%
HK$5,790
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$353/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$11,580/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,224
−HK$165/mo
Today · 4.125%
HK$6,389
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$337/mo
Deposit HK$512K · loan HK$1.19M · min. income ≈ HK$12,778/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,838
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$185/mo
Today · 4.125%
HK$6,204
baseline
▲ 0.50% · 4.625%
HK$6,581
+HK$377/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,408/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,669
−HK$176/mo
Today · 4.125%
HK$6,845
baseline
▲ 0.50% · 4.625%
HK$7,206
+HK$361/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,690/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$196/mo
Today · 4.125%
HK$6,617
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$403/mo
Deposit HK$341K · loan HK$1.37M · min. income ≈ HK$13,234/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,927
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,113
−HK$189/mo
Today · 4.125%
HK$7,302
baseline
▲ 0.50% · 4.625%
HK$7,687
+HK$385/mo
Deposit HK$341K · loan HK$1.37M · min. income ≈ HK$14,604/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,616
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,822
−HK$209/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$428/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,360
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,558
−HK$200/mo
Today · 4.125%
HK$7,758
baseline
▲ 0.50% · 4.625%
HK$8,167
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,516/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,005
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$222/mo
Today · 4.125%
HK$7,445
baseline
▲ 0.50% · 4.625%
HK$7,898
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,890/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,793
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,002
−HK$212/mo
Today · 4.125%
HK$8,214
baseline
▲ 0.50% · 4.625%
HK$8,647
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,428/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).