▼ 0.50% · 3.625%
HK$19,197
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,794
−HK$607/mo
Today · 4.125%
HK$20,401
baseline
▲ 0.50% · 4.625%
HK$21,642
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,802/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,357
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,930
−HK$581/mo
Today · 4.125%
HK$22,511
baseline
▲ 0.50% · 4.625%
HK$23,697
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,022/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,117
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,774
−HK$667/mo
Today · 4.125%
HK$22,441
baseline
▲ 0.50% · 4.625%
HK$23,807
+HK$1,366/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,882/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,492
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,122
−HK$640/mo
Today · 4.125%
HK$24,762
baseline
▲ 0.50% · 4.625%
HK$26,067
+HK$1,305/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,524/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,037
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,753
−HK$728/mo
Today · 4.125%
HK$24,481
baseline
▲ 0.50% · 4.625%
HK$25,971
+HK$1,490/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,962/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,628
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,315
−HK$698/mo
Today · 4.125%
HK$27,013
baseline
▲ 0.50% · 4.625%
HK$28,437
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,026/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$788/mo
Today · 4.125%
HK$26,521
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,614/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$53,042/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,508
−HK$756/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,542/mo
Deposit HK$2.95M · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$849/mo
Today · 4.125%
HK$28,561
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,122/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$814/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,176
+HK$1,661/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,796
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$910/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,862/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,035
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$32,894
−HK$872/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,546
+HK$1,780/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,716
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,671
−HK$971/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,628
+HK$1,986/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,171
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,087
−HK$930/mo
Today · 4.125%
HK$36,017
baseline
▲ 0.50% · 4.625%
HK$37,915
+HK$1,898/mo
Deposit HK$1.68M · loan HK$6.74M · min. income ≈ HK$72,034/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,635
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,650
−HK$1,032/mo
Today · 4.125%
HK$34,682
baseline
▲ 0.50% · 4.625%
HK$36,792
+HK$2,110/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$69,364/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,306
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,280
−HK$988/mo
Today · 4.125%
HK$38,268
baseline
▲ 0.50% · 4.625%
HK$40,285
+HK$2,017/mo
Deposit HK$1.26M · loan HK$7.16M · min. income ≈ HK$76,536/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,555
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,630
−HK$1,092/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,956
+HK$2,234/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,442
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,473
−HK$1,046/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,655
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,567 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).