▼ 0.50% · 3.625%
HK$21,386
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,052
−HK$676/mo
Today · 4.125%
HK$22,728
baseline
▲ 0.50% · 4.625%
HK$24,111
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,456/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,792
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,430
−HK$648/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,400
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,525
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,257
−HK$743/mo
Today · 4.125%
HK$25,000
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,000/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,171
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,873
−HK$712/mo
Today · 4.125%
HK$27,585
baseline
▲ 0.50% · 4.625%
HK$29,039
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,170/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,664
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,462
−HK$811/mo
Today · 4.125%
HK$27,273
baseline
▲ 0.50% · 4.625%
HK$28,933
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,546/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,551
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,316
−HK$777/mo
Today · 4.125%
HK$30,093
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,186/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,802
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,667
−HK$879/mo
Today · 4.125%
HK$29,546
baseline
▲ 0.50% · 4.625%
HK$31,344
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,092/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,930
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,759
−HK$842/mo
Today · 4.125%
HK$32,601
baseline
▲ 0.50% · 4.625%
HK$34,319
+HK$1,718/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,202/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,941
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,872
−HK$947/mo
Today · 4.125%
HK$31,819
baseline
▲ 0.50% · 4.625%
HK$33,755
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,638/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,309
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,202
−HK$907/mo
Today · 4.125%
HK$35,109
baseline
▲ 0.50% · 4.625%
HK$36,959
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,218/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,080
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,078
−HK$1,013/mo
Today · 4.125%
HK$34,091
baseline
▲ 0.50% · 4.625%
HK$36,166
+HK$2,075/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,182/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,688
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,646
−HK$970/mo
Today · 4.125%
HK$37,616
baseline
▲ 0.50% · 4.625%
HK$39,599
+HK$1,983/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,232/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,218
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$1,081/mo
Today · 4.125%
HK$36,364
baseline
▲ 0.50% · 4.625%
HK$38,577
+HK$2,213/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,728/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,068
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,089
−HK$1,035/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,239
+HK$2,115/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,488
−HK$1,149/mo
Today · 4.125%
HK$38,637
baseline
▲ 0.50% · 4.625%
HK$40,988
+HK$2,351/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,274/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,447
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,532
−HK$1,100/mo
Today · 4.125%
HK$42,632
baseline
▲ 0.50% · 4.625%
HK$44,879
+HK$2,247/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,264/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,217/mo
Today · 4.125%
HK$40,910
baseline
▲ 0.50% · 4.625%
HK$43,399
+HK$2,489/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,820/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,826
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,975
−HK$1,165/mo
Today · 4.125%
HK$45,140
baseline
▲ 0.50% · 4.625%
HK$47,519
+HK$2,379/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,280/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).