▼ 0.50% · 3.625%
HK$20,870
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,519
−HK$660/mo
Today · 4.125%
HK$22,179
baseline
▲ 0.50% · 4.625%
HK$23,528
+HK$1,349/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,358/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,218
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,840
−HK$632/mo
Today · 4.125%
HK$24,472
baseline
▲ 0.50% · 4.625%
HK$25,762
+HK$1,290/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$48,944/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,957
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,671
−HK$726/mo
Today · 4.125%
HK$24,397
baseline
▲ 0.50% · 4.625%
HK$25,881
+HK$1,484/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$48,794/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,540
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,224
−HK$695/mo
Today · 4.125%
HK$26,919
baseline
▲ 0.50% · 4.625%
HK$28,338
+HK$1,419/mo
Deposit HK$4.12M · loan HK$5.03M · min. income ≈ HK$53,838/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,823
−HK$792/mo
Today · 4.125%
HK$26,615
baseline
▲ 0.50% · 4.625%
HK$28,234
+HK$1,619/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$53,230/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,861
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,609
−HK$758/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$30,915
+HK$1,548/mo
Deposit HK$3.66M · loan HK$5.49M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,131
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,975
−HK$857/mo
Today · 4.125%
HK$28,832
baseline
▲ 0.50% · 4.625%
HK$30,587
+HK$1,755/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$57,664/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,183
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,993
−HK$821/mo
Today · 4.125%
HK$31,814
baseline
▲ 0.50% · 4.625%
HK$33,491
+HK$1,677/mo
Deposit HK$3.20M · loan HK$5.95M · min. income ≈ HK$63,628/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,218
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,127
−HK$923/mo
Today · 4.125%
HK$31,050
baseline
▲ 0.50% · 4.625%
HK$32,940
+HK$1,890/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$62,100/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,505
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,377
−HK$884/mo
Today · 4.125%
HK$34,261
baseline
▲ 0.50% · 4.625%
HK$36,067
+HK$1,806/mo
Deposit HK$2.75M · loan HK$6.41M · min. income ≈ HK$68,522/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,305
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,279
−HK$989/mo
Today · 4.125%
HK$33,268
baseline
▲ 0.50% · 4.625%
HK$35,293
+HK$2,025/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$66,536/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,827
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,761
−HK$947/mo
Today · 4.125%
HK$36,708
baseline
▲ 0.50% · 4.625%
HK$38,643
+HK$1,935/mo
Deposit HK$2.29M · loan HK$6.86M · min. income ≈ HK$73,416/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,392
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,431
−HK$1,055/mo
Today · 4.125%
HK$35,486
baseline
▲ 0.50% · 4.625%
HK$37,645
+HK$2,159/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$70,972/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,148
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,145
−HK$1,010/mo
Today · 4.125%
HK$39,155
baseline
▲ 0.50% · 4.625%
HK$41,219
+HK$2,064/mo
Deposit HK$1.83M · loan HK$7.32M · min. income ≈ HK$78,310/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,479
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$1,121/mo
Today · 4.125%
HK$37,704
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,294/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$75,408/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,074/mo
Today · 4.125%
HK$41,603
baseline
▲ 0.50% · 4.625%
HK$43,796
+HK$2,193/mo
Deposit HK$1.37M · loan HK$7.78M · min. income ≈ HK$83,206/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,566
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$38,735
−HK$1,187/mo
Today · 4.125%
HK$39,922
baseline
▲ 0.50% · 4.625%
HK$42,351
+HK$2,429/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$79,844/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,792
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$42,913
−HK$1,137/mo
Today · 4.125%
HK$44,050
baseline
▲ 0.50% · 4.625%
HK$46,372
+HK$2,322/mo
Deposit HK$915K · loan HK$8.24M · min. income ≈ HK$88,100/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$285,251 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).