▼ 0.50% · 3.625%
HK$19,892
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,511
−HK$628/mo
Today · 4.125%
HK$21,139
baseline
▲ 0.50% · 4.625%
HK$22,425
+HK$1,286/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,278/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,129
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,723
−HK$602/mo
Today · 4.125%
HK$23,325
baseline
▲ 0.50% · 4.625%
HK$24,555
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,650/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,881
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,562
−HK$691/mo
Today · 4.125%
HK$23,253
baseline
▲ 0.50% · 4.625%
HK$24,668
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,506/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,342
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$24,995
−HK$663/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,010
+HK$1,352/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,870
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,613
−HK$754/mo
Today · 4.125%
HK$25,367
baseline
▲ 0.50% · 4.625%
HK$26,911
+HK$1,544/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,734/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,555
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,268
−HK$722/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,465
+HK$1,475/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,859
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,664
−HK$817/mo
Today · 4.125%
HK$27,481
baseline
▲ 0.50% · 4.625%
HK$29,153
+HK$1,672/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,962/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,768
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,540
−HK$783/mo
Today · 4.125%
HK$30,323
baseline
▲ 0.50% · 4.625%
HK$31,921
+HK$1,598/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,646/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,715
−HK$880/mo
Today · 4.125%
HK$29,595
baseline
▲ 0.50% · 4.625%
HK$31,396
+HK$1,801/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,190/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,981
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,812
−HK$843/mo
Today · 4.125%
HK$32,655
baseline
▲ 0.50% · 4.625%
HK$34,376
+HK$1,721/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,310/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,838
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,766
−HK$943/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,929/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,194
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$904/mo
Today · 4.125%
HK$34,988
baseline
▲ 0.50% · 4.625%
HK$36,832
+HK$1,844/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,976/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,827
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,817
−HK$1,006/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,881
+HK$2,058/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,407
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,357
−HK$963/mo
Today · 4.125%
HK$37,320
baseline
▲ 0.50% · 4.625%
HK$39,287
+HK$1,967/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$74,640/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,868
−HK$1,069/mo
Today · 4.125%
HK$35,937
baseline
▲ 0.50% · 4.625%
HK$38,123
+HK$2,186/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,874/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,620
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,629
−HK$1,024/mo
Today · 4.125%
HK$39,653
baseline
▲ 0.50% · 4.625%
HK$41,743
+HK$2,090/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,306/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,805
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,919
−HK$1,132/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,366
+HK$2,315/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,833
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,084/mo
Today · 4.125%
HK$41,985
baseline
▲ 0.50% · 4.625%
HK$44,198
+HK$2,213/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,970/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,706 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).