▼ 0.50% · 3.625%
HK$17,937
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,495
−HK$567/mo
Today · 4.125%
HK$19,062
baseline
▲ 0.50% · 4.625%
HK$20,222
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,124/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,955
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,490
−HK$543/mo
Today · 4.125%
HK$21,033
baseline
▲ 0.50% · 4.625%
HK$22,142
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,066/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,731
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,345
−HK$623/mo
Today · 4.125%
HK$20,968
baseline
▲ 0.50% · 4.625%
HK$22,244
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,936/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,951
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$598/mo
Today · 4.125%
HK$23,137
baseline
▲ 0.50% · 4.625%
HK$24,356
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,274/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,525
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,194
−HK$681/mo
Today · 4.125%
HK$22,875
baseline
▲ 0.50% · 4.625%
HK$24,267
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,750/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,588
−HK$652/mo
Today · 4.125%
HK$25,240
baseline
▲ 0.50% · 4.625%
HK$26,570
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,319
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,044
−HK$737/mo
Today · 4.125%
HK$24,781
baseline
▲ 0.50% · 4.625%
HK$26,289
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,562/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,638
−HK$705/mo
Today · 4.125%
HK$27,343
baseline
▲ 0.50% · 4.625%
HK$28,785
+HK$1,442/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,686/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,112
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$793/mo
Today · 4.125%
HK$26,687
baseline
▲ 0.50% · 4.625%
HK$28,311
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,374/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,937
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,687
−HK$760/mo
Today · 4.125%
HK$29,447
baseline
▲ 0.50% · 4.625%
HK$30,999
+HK$1,552/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,894/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$850/mo
Today · 4.125%
HK$28,593
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,740/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,186/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,933
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,736
−HK$814/mo
Today · 4.125%
HK$31,550
baseline
▲ 0.50% · 4.625%
HK$33,213
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,100/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,700
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,593
−HK$907/mo
Today · 4.125%
HK$30,500
baseline
▲ 0.50% · 4.625%
HK$32,355
+HK$1,855/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$61,000/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,928
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,785
−HK$868/mo
Today · 4.125%
HK$33,653
baseline
▲ 0.50% · 4.625%
HK$35,427
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,306/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,494
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,442
−HK$964/mo
Today · 4.125%
HK$32,406
baseline
▲ 0.50% · 4.625%
HK$34,378
+HK$1,972/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,812/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,924
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,834
−HK$923/mo
Today · 4.125%
HK$35,757
baseline
▲ 0.50% · 4.625%
HK$37,641
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,514/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,287
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,292
−HK$1,020/mo
Today · 4.125%
HK$34,312
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$2,088/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,624/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,919
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,883
−HK$977/mo
Today · 4.125%
HK$37,860
baseline
▲ 0.50% · 4.625%
HK$39,856
+HK$1,996/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,720/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,993 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).