▼ 0.50% · 3.625%
HK$22,138
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,827
−HK$700/mo
Today · 4.125%
HK$23,527
baseline
▲ 0.50% · 4.625%
HK$24,958
+HK$1,431/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,054/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,629
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,289
−HK$670/mo
Today · 4.125%
HK$25,959
baseline
▲ 0.50% · 4.625%
HK$27,328
+HK$1,369/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,918/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,110
−HK$769/mo
Today · 4.125%
HK$25,879
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,575/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,758/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,092
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$737/mo
Today · 4.125%
HK$28,555
baseline
▲ 0.50% · 4.625%
HK$30,060
+HK$1,505/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,110/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,566
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,392
−HK$840/mo
Today · 4.125%
HK$28,232
baseline
▲ 0.50% · 4.625%
HK$29,950
+HK$1,718/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$56,464/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,554
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,347
−HK$804/mo
Today · 4.125%
HK$31,151
baseline
▲ 0.50% · 4.625%
HK$32,793
+HK$1,642/mo
Deposit HK$3.88M · loan HK$5.83M · min. income ≈ HK$62,302/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,780
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,675
−HK$910/mo
Today · 4.125%
HK$30,585
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,861/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$61,170/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,017
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,876
−HK$871/mo
Today · 4.125%
HK$33,747
baseline
▲ 0.50% · 4.625%
HK$35,526
+HK$1,779/mo
Deposit HK$3.40M · loan HK$6.31M · min. income ≈ HK$67,494/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,958
−HK$979/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$2,004/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,480
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,405
−HK$938/mo
Today · 4.125%
HK$36,343
baseline
▲ 0.50% · 4.625%
HK$38,259
+HK$1,916/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,686/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,208
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$1,050/mo
Today · 4.125%
HK$35,290
baseline
▲ 0.50% · 4.625%
HK$37,437
+HK$2,147/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$70,580/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,943
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,934
−HK$1,005/mo
Today · 4.125%
HK$38,939
baseline
▲ 0.50% · 4.625%
HK$40,991
+HK$2,052/mo
Deposit HK$2.43M · loan HK$7.28M · min. income ≈ HK$77,878/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,421
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,523
−HK$1,120/mo
Today · 4.125%
HK$37,643
baseline
▲ 0.50% · 4.625%
HK$39,933
+HK$2,290/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,286/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,406
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,463
−HK$1,072/mo
Today · 4.125%
HK$41,535
baseline
▲ 0.50% · 4.625%
HK$43,724
+HK$2,189/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,070/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,635
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,806
−HK$1,189/mo
Today · 4.125%
HK$39,995
baseline
▲ 0.50% · 4.625%
HK$42,429
+HK$2,434/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$79,990/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,869
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,992
−HK$1,139/mo
Today · 4.125%
HK$44,131
baseline
▲ 0.50% · 4.625%
HK$46,457
+HK$2,326/mo
Deposit HK$1.46M · loan HK$8.25M · min. income ≈ HK$88,262/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,849
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,089
−HK$1,259/mo
Today · 4.125%
HK$42,348
baseline
▲ 0.50% · 4.625%
HK$44,925
+HK$2,577/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$84,696/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,332
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,521
−HK$1,206/mo
Today · 4.125%
HK$46,727
baseline
▲ 0.50% · 4.625%
HK$49,190
+HK$2,463/mo
Deposit HK$971K · loan HK$8.74M · min. income ≈ HK$93,454/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$340,871 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).