▼ 0.50% · 3.625%
HK$19,856
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,474
−HK$627/mo
Today · 4.125%
HK$21,101
baseline
▲ 0.50% · 4.625%
HK$22,385
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,202/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,090
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,682
−HK$601/mo
Today · 4.125%
HK$23,283
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,566/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,842
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,521
−HK$690/mo
Today · 4.125%
HK$23,211
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,413/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,422/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,950
−HK$661/mo
Today · 4.125%
HK$25,611
baseline
▲ 0.50% · 4.625%
HK$26,961
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,222/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,827
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,568
−HK$753/mo
Today · 4.125%
HK$25,321
baseline
▲ 0.50% · 4.625%
HK$26,862
+HK$1,541/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,642/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,508
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,218
−HK$722/mo
Today · 4.125%
HK$27,940
baseline
▲ 0.50% · 4.625%
HK$29,412
+HK$1,472/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,813
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,616
−HK$815/mo
Today · 4.125%
HK$27,431
baseline
▲ 0.50% · 4.625%
HK$29,101
+HK$1,670/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,862/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,716
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,487
−HK$781/mo
Today · 4.125%
HK$30,268
baseline
▲ 0.50% · 4.625%
HK$31,863
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,536/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,798
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,663
−HK$879/mo
Today · 4.125%
HK$29,542
baseline
▲ 0.50% · 4.625%
HK$31,339
+HK$1,797/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$59,084/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,925
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,755
−HK$841/mo
Today · 4.125%
HK$32,596
baseline
▲ 0.50% · 4.625%
HK$34,314
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.10M · min. income ≈ HK$65,192/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,784
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$942/mo
Today · 4.125%
HK$31,652
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,304/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,134
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,023
−HK$902/mo
Today · 4.125%
HK$34,925
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$1,840/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,850/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,758
−HK$1,004/mo
Today · 4.125%
HK$33,762
baseline
▲ 0.50% · 4.625%
HK$35,816
+HK$2,054/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$67,524/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,343
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$962/mo
Today · 4.125%
HK$37,253
baseline
▲ 0.50% · 4.625%
HK$39,216
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.97M · min. income ≈ HK$74,506/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$1,067/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$38,055
+HK$2,183/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,552
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,559
−HK$1,022/mo
Today · 4.125%
HK$39,581
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,087/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,162/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,741
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,853
−HK$1,129/mo
Today · 4.125%
HK$37,982
baseline
▲ 0.50% · 4.625%
HK$40,293
+HK$2,311/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,964/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,761
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,828
−HK$1,081/mo
Today · 4.125%
HK$41,909
baseline
▲ 0.50% · 4.625%
HK$44,119
+HK$2,210/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,818/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,234 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).