▼ 0.50% · 3.625%
HK$21,836
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,516
−HK$690/mo
Today · 4.125%
HK$23,206
baseline
▲ 0.50% · 4.625%
HK$24,618
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,412/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,293
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,944
−HK$661/mo
Today · 4.125%
HK$25,605
baseline
▲ 0.50% · 4.625%
HK$26,955
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,210/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,020
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,767
−HK$759/mo
Today · 4.125%
HK$25,526
baseline
▲ 0.50% · 4.625%
HK$27,080
+HK$1,554/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$51,052/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,722
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,439
−HK$727/mo
Today · 4.125%
HK$28,166
baseline
▲ 0.50% · 4.625%
HK$29,650
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.27M · min. income ≈ HK$56,332/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$828/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,151
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$793/mo
Today · 4.125%
HK$30,726
baseline
▲ 0.50% · 4.625%
HK$32,346
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,452/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$897/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$32,003
+HK$1,836/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,581
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$859/mo
Today · 4.125%
HK$33,287
baseline
▲ 0.50% · 4.625%
HK$35,041
+HK$1,754/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,574/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,571
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,522
−HK$966/mo
Today · 4.125%
HK$32,488
baseline
▲ 0.50% · 4.625%
HK$34,465
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,976/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,010
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,922
−HK$925/mo
Today · 4.125%
HK$35,847
baseline
▲ 0.50% · 4.625%
HK$37,737
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,694/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,773
−HK$1,036/mo
Today · 4.125%
HK$34,809
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$2,118/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,618/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,439
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,416
−HK$992/mo
Today · 4.125%
HK$38,408
baseline
▲ 0.50% · 4.625%
HK$40,432
+HK$2,024/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,816/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,938
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$36,025
−HK$1,104/mo
Today · 4.125%
HK$37,129
baseline
▲ 0.50% · 4.625%
HK$39,388
+HK$2,259/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$74,258/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,868
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,911
−HK$1,057/mo
Today · 4.125%
HK$40,968
baseline
▲ 0.50% · 4.625%
HK$43,128
+HK$2,160/mo
Deposit HK$1.92M · loan HK$7.66M · min. income ≈ HK$81,936/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,122
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,277
−HK$1,173/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,850
+HK$2,400/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,298
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,405
−HK$1,124/mo
Today · 4.125%
HK$43,529
baseline
▲ 0.50% · 4.625%
HK$45,823
+HK$2,294/mo
Deposit HK$1.44M · loan HK$8.14M · min. income ≈ HK$87,058/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,528
−HK$1,242/mo
Today · 4.125%
HK$41,770
baseline
▲ 0.50% · 4.625%
HK$44,312
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,540/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,727
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,900
−HK$1,189/mo
Today · 4.125%
HK$46,089
baseline
▲ 0.50% · 4.625%
HK$48,519
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,178/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,630 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).