▼ 0.50% · 3.625%
HK$18,646
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,226
−HK$589/mo
Today · 4.125%
HK$19,815
baseline
▲ 0.50% · 4.625%
HK$21,020
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,630/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,743
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,299
−HK$565/mo
Today · 4.125%
HK$21,864
baseline
▲ 0.50% · 4.625%
HK$23,016
+HK$1,152/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,728/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,510
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,148
−HK$648/mo
Today · 4.125%
HK$21,796
baseline
▲ 0.50% · 4.625%
HK$23,123
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,592/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,817
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,429
−HK$621/mo
Today · 4.125%
HK$24,050
baseline
▲ 0.50% · 4.625%
HK$25,318
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,100/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,375
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,071
−HK$707/mo
Today · 4.125%
HK$23,778
baseline
▲ 0.50% · 4.625%
HK$25,225
+HK$1,447/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,556/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,892
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,559
−HK$677/mo
Today · 4.125%
HK$26,236
baseline
▲ 0.50% · 4.625%
HK$27,619
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,472/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,239
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,993
−HK$766/mo
Today · 4.125%
HK$25,759
baseline
▲ 0.50% · 4.625%
HK$27,327
+HK$1,568/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,518/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,966
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,689
−HK$734/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$29,921
+HK$1,498/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,104
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,916
−HK$825/mo
Today · 4.125%
HK$27,741
baseline
▲ 0.50% · 4.625%
HK$29,429
+HK$1,688/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,482/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,819
−HK$790/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,223
+HK$1,614/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,968
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,838
−HK$884/mo
Today · 4.125%
HK$29,722
baseline
▲ 0.50% · 4.625%
HK$31,531
+HK$1,809/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,444/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,114
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,949
−HK$847/mo
Today · 4.125%
HK$32,796
baseline
▲ 0.50% · 4.625%
HK$34,524
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,592/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,833
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,761
−HK$943/mo
Today · 4.125%
HK$31,704
baseline
▲ 0.50% · 4.625%
HK$33,633
+HK$1,929/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,408/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,189
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,079
−HK$903/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$36,826
+HK$1,844/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,697
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,683
−HK$1,002/mo
Today · 4.125%
HK$33,685
baseline
▲ 0.50% · 4.625%
HK$35,735
+HK$2,050/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,370/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,209
−HK$959/mo
Today · 4.125%
HK$37,168
baseline
▲ 0.50% · 4.625%
HK$39,127
+HK$1,959/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,336/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,562
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$34,606
−HK$1,061/mo
Today · 4.125%
HK$35,667
baseline
▲ 0.50% · 4.625%
HK$37,837
+HK$2,170/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,334/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,337
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,339
−HK$1,016/mo
Today · 4.125%
HK$39,355
baseline
▲ 0.50% · 4.625%
HK$41,429
+HK$2,074/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,710/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,309 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).