▼ 0.50% · 3.625%
HK$16,067
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,567
−HK$508/mo
Today · 4.125%
HK$17,075
baseline
▲ 0.50% · 4.625%
HK$18,114
+HK$1,039/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,150/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,875
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,354
−HK$487/mo
Today · 4.125%
HK$18,841
baseline
▲ 0.50% · 4.625%
HK$19,834
+HK$993/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,682/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,674
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,224
−HK$559/mo
Today · 4.125%
HK$18,783
baseline
▲ 0.50% · 4.625%
HK$19,925
+HK$1,142/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$37,566/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,662
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,190
−HK$535/mo
Today · 4.125%
HK$20,725
baseline
▲ 0.50% · 4.625%
HK$21,817
+HK$1,092/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$41,450/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,281
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,881
−HK$609/mo
Today · 4.125%
HK$20,490
baseline
▲ 0.50% · 4.625%
HK$21,737
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,980/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,450
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,025
−HK$584/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,801
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,888
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,537
−HK$661/mo
Today · 4.125%
HK$22,198
baseline
▲ 0.50% · 4.625%
HK$23,548
+HK$1,350/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,396/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,237
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,861
−HK$632/mo
Today · 4.125%
HK$24,493
baseline
▲ 0.50% · 4.625%
HK$25,784
+HK$1,291/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$48,986/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,494
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,194
−HK$711/mo
Today · 4.125%
HK$23,905
baseline
▲ 0.50% · 4.625%
HK$25,360
+HK$1,455/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,810/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,025
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,696
−HK$681/mo
Today · 4.125%
HK$26,377
baseline
▲ 0.50% · 4.625%
HK$27,767
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,754/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,101
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,851
−HK$762/mo
Today · 4.125%
HK$25,613
baseline
▲ 0.50% · 4.625%
HK$27,171
+HK$1,558/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,226/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,812
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,531
−HK$730/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,751
+HK$1,490/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,708
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,508
−HK$812/mo
Today · 4.125%
HK$27,320
baseline
▲ 0.50% · 4.625%
HK$28,982
+HK$1,662/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,640/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,600
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$778/mo
Today · 4.125%
HK$30,145
baseline
▲ 0.50% · 4.625%
HK$31,734
+HK$1,589/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,290/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,315
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,164
−HK$864/mo
Today · 4.125%
HK$29,028
baseline
▲ 0.50% · 4.625%
HK$30,794
+HK$1,766/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,056/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,202
−HK$827/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,717
+HK$1,688/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,921
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,821
−HK$914/mo
Today · 4.125%
HK$30,735
baseline
▲ 0.50% · 4.625%
HK$32,605
+HK$1,870/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$61,470/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,175
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,038
−HK$875/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,701
+HK$1,788/mo
Deposit HK$705K · loan HK$6.34M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,391 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).