▼ 0.50% · 3.625%
HK$16,606
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,122
−HK$525/mo
Today · 4.125%
HK$17,647
baseline
▲ 0.50% · 4.625%
HK$18,721
+HK$1,074/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,294/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,474
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,969
−HK$503/mo
Today · 4.125%
HK$19,472
baseline
▲ 0.50% · 4.625%
HK$20,498
+HK$1,026/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,944/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,266
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,834
−HK$578/mo
Today · 4.125%
HK$19,412
baseline
▲ 0.50% · 4.625%
HK$20,593
+HK$1,181/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,824/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,321
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,866
−HK$553/mo
Today · 4.125%
HK$21,419
baseline
▲ 0.50% · 4.625%
HK$22,548
+HK$1,129/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,838/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,927
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,547
−HK$629/mo
Today · 4.125%
HK$21,176
baseline
▲ 0.50% · 4.625%
HK$22,465
+HK$1,289/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,352/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,168
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,763
−HK$603/mo
Today · 4.125%
HK$23,366
baseline
▲ 0.50% · 4.625%
HK$24,598
+HK$1,232/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,732/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,587
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,259
−HK$682/mo
Today · 4.125%
HK$22,941
baseline
▲ 0.50% · 4.625%
HK$24,337
+HK$1,396/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,882/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$653/mo
Today · 4.125%
HK$25,313
baseline
▲ 0.50% · 4.625%
HK$26,647
+HK$1,334/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,626/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,248
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,971
−HK$735/mo
Today · 4.125%
HK$24,706
baseline
▲ 0.50% · 4.625%
HK$26,209
+HK$1,503/mo
Deposit HK$2.18M · loan HK$5.10M · min. income ≈ HK$49,412/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,863
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,557
−HK$703/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,697
+HK$1,437/mo
Deposit HK$2.18M · loan HK$5.10M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,908
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,683
−HK$787/mo
Today · 4.125%
HK$26,470
baseline
▲ 0.50% · 4.625%
HK$28,081
+HK$1,611/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$52,940/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,710
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,454
−HK$754/mo
Today · 4.125%
HK$29,208
baseline
▲ 0.50% · 4.625%
HK$30,747
+HK$1,539/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$58,416/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,569
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,395
−HK$840/mo
Today · 4.125%
HK$28,235
baseline
▲ 0.50% · 4.625%
HK$29,953
+HK$1,718/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,470/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,558
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,350
−HK$805/mo
Today · 4.125%
HK$31,155
baseline
▲ 0.50% · 4.625%
HK$32,797
+HK$1,642/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,310/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,108
−HK$892/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,825/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,405
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,247
−HK$855/mo
Today · 4.125%
HK$33,102
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,745/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$66,204/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,890
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,820
−HK$945/mo
Today · 4.125%
HK$31,765
baseline
▲ 0.50% · 4.625%
HK$33,697
+HK$1,932/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,530/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,252
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,144
−HK$905/mo
Today · 4.125%
HK$35,049
baseline
▲ 0.50% · 4.625%
HK$36,897
+HK$1,848/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,098/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,471 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).