▼ 0.50% · 3.625%
HK$22,638
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,342
−HK$716/mo
Today · 4.125%
HK$24,058
baseline
▲ 0.50% · 4.625%
HK$25,522
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,116/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,185
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,860
−HK$685/mo
Today · 4.125%
HK$26,545
baseline
▲ 0.50% · 4.625%
HK$27,945
+HK$1,400/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,090/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,902
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,676
−HK$787/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$28,074
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,703
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$754/mo
Today · 4.125%
HK$29,200
baseline
▲ 0.50% · 4.625%
HK$30,739
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,400/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,011
−HK$858/mo
Today · 4.125%
HK$28,869
baseline
▲ 0.50% · 4.625%
HK$30,626
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,738/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,222
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,032
−HK$822/mo
Today · 4.125%
HK$31,854
baseline
▲ 0.50% · 4.625%
HK$33,533
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,708/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,345
−HK$930/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$33,178
+HK$1,903/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,740
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,618
−HK$891/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$1,819/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,693
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,679
−HK$1,002/mo
Today · 4.125%
HK$33,681
baseline
▲ 0.50% · 4.625%
HK$35,730
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,362/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,259
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,204
−HK$959/mo
Today · 4.125%
HK$37,163
baseline
▲ 0.50% · 4.625%
HK$39,122
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,326/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,957
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,013
−HK$1,074/mo
Today · 4.125%
HK$36,087
baseline
▲ 0.50% · 4.625%
HK$38,282
+HK$2,195/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,174/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,777
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,790
−HK$1,028/mo
Today · 4.125%
HK$39,818
baseline
▲ 0.50% · 4.625%
HK$41,917
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,636/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,221
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,348
−HK$1,144/mo
Today · 4.125%
HK$38,492
baseline
▲ 0.50% · 4.625%
HK$40,834
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,984/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,295
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,376
−HK$1,096/mo
Today · 4.125%
HK$42,472
baseline
▲ 0.50% · 4.625%
HK$44,711
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,944/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,485
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,682
−HK$1,216/mo
Today · 4.125%
HK$40,898
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,489/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,796/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,814
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,962
−HK$1,165/mo
Today · 4.125%
HK$45,127
baseline
▲ 0.50% · 4.625%
HK$47,506
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,254/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,749
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,016
−HK$1,288/mo
Today · 4.125%
HK$43,304
baseline
▲ 0.50% · 4.625%
HK$45,939
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,608/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,332
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,548
−HK$1,234/mo
Today · 4.125%
HK$47,782
baseline
▲ 0.50% · 4.625%
HK$50,300
+HK$2,518/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,564/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).