▼ 0.50% · 3.625%
HK$21,515
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,184
−HK$680/mo
Today · 4.125%
HK$22,864
baseline
▲ 0.50% · 4.625%
HK$24,255
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,728/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,935
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,577
−HK$651/mo
Today · 4.125%
HK$25,228
baseline
▲ 0.50% · 4.625%
HK$26,558
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,456/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,666
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,402
−HK$748/mo
Today · 4.125%
HK$25,150
baseline
▲ 0.50% · 4.625%
HK$26,681
+HK$1,531/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,300/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,328
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,035
−HK$716/mo
Today · 4.125%
HK$27,751
baseline
▲ 0.50% · 4.625%
HK$29,214
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,502/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,818
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,621
−HK$816/mo
Today · 4.125%
HK$27,437
baseline
▲ 0.50% · 4.625%
HK$29,106
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,874/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,722
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,492
−HK$782/mo
Today · 4.125%
HK$30,274
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,548/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,839
−HK$884/mo
Today · 4.125%
HK$29,723
baseline
▲ 0.50% · 4.625%
HK$31,532
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,446/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,115
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,950
−HK$846/mo
Today · 4.125%
HK$32,796
baseline
▲ 0.50% · 4.625%
HK$34,525
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,592/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,121
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,058
−HK$951/mo
Today · 4.125%
HK$32,009
baseline
▲ 0.50% · 4.625%
HK$33,957
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,018/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,509
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,408
−HK$911/mo
Today · 4.125%
HK$35,319
baseline
▲ 0.50% · 4.625%
HK$37,181
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,638/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,272
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,276
−HK$1,020/mo
Today · 4.125%
HK$34,296
baseline
▲ 0.50% · 4.625%
HK$36,383
+HK$2,087/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,592/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,902
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,865
−HK$977/mo
Today · 4.125%
HK$37,842
baseline
▲ 0.50% · 4.625%
HK$39,837
+HK$1,995/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,684/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,424
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,494
−HK$1,088/mo
Today · 4.125%
HK$36,582
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,164/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,296
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,323
−HK$1,042/mo
Today · 4.125%
HK$40,365
baseline
▲ 0.50% · 4.625%
HK$42,493
+HK$2,128/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,730/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,575
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$37,713
−HK$1,156/mo
Today · 4.125%
HK$38,869
baseline
▲ 0.50% · 4.625%
HK$41,234
+HK$2,365/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,738/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,689
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$41,781
−HK$1,107/mo
Today · 4.125%
HK$42,888
baseline
▲ 0.50% · 4.625%
HK$45,148
+HK$2,260/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,776/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,727
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,931
−HK$1,224/mo
Today · 4.125%
HK$41,155
baseline
▲ 0.50% · 4.625%
HK$43,659
+HK$2,504/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,310/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,083
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,172/mo
Today · 4.125%
HK$45,410
baseline
▲ 0.50% · 4.625%
HK$47,804
+HK$2,394/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,820/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,523 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).