▼ 0.50% · 3.625%
HK$20,041
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,664
−HK$633/mo
Today · 4.125%
HK$21,297
baseline
▲ 0.50% · 4.625%
HK$22,593
+HK$1,296/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,594/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,295
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,893
−HK$607/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,738
+HK$1,238/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,045
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,731
−HK$696/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,426/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,525
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$668/mo
Today · 4.125%
HK$25,850
baseline
▲ 0.50% · 4.625%
HK$27,212
+HK$1,362/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,700/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,049
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$760/mo
Today · 4.125%
HK$25,557
baseline
▲ 0.50% · 4.625%
HK$27,112
+HK$1,555/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$51,114/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,754
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,472
−HK$728/mo
Today · 4.125%
HK$28,200
baseline
▲ 0.50% · 4.625%
HK$29,686
+HK$1,486/mo
Deposit HK$3.52M · loan HK$5.27M · min. income ≈ HK$56,400/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,053
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$824/mo
Today · 4.125%
HK$27,687
baseline
▲ 0.50% · 4.625%
HK$29,371
+HK$1,684/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$55,374/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,984
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,761
−HK$789/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,160
+HK$1,610/mo
Deposit HK$3.08M · loan HK$5.71M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,057
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$886/mo
Today · 4.125%
HK$29,816
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,815/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$59,632/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,213
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,050
−HK$850/mo
Today · 4.125%
HK$32,900
baseline
▲ 0.50% · 4.625%
HK$34,634
+HK$1,734/mo
Deposit HK$2.64M · loan HK$6.15M · min. income ≈ HK$65,800/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,061
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,996
−HK$950/mo
Today · 4.125%
HK$31,946
baseline
▲ 0.50% · 4.625%
HK$33,890
+HK$1,944/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$63,892/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,443
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,340
−HK$909/mo
Today · 4.125%
HK$35,249
baseline
▲ 0.50% · 4.625%
HK$37,108
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.59M · min. income ≈ HK$70,498/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,065
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,063
−HK$1,013/mo
Today · 4.125%
HK$34,076
baseline
▲ 0.50% · 4.625%
HK$36,149
+HK$2,073/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$68,152/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,672
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,629
−HK$970/mo
Today · 4.125%
HK$37,599
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$1,982/mo
Deposit HK$1.76M · loan HK$7.03M · min. income ≈ HK$75,198/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,069
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,129
−HK$1,077/mo
Today · 4.125%
HK$36,206
baseline
▲ 0.50% · 4.625%
HK$38,409
+HK$2,203/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,412/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,902
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,918
−HK$1,031/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,055
+HK$2,106/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,073
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,195
−HK$1,140/mo
Today · 4.125%
HK$38,335
baseline
▲ 0.50% · 4.625%
HK$40,668
+HK$2,333/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,670/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,131
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,208
−HK$1,091/mo
Today · 4.125%
HK$42,299
baseline
▲ 0.50% · 4.625%
HK$44,529
+HK$2,230/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,598/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,665 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).