▼ 0.50% · 3.625%
HK$20,451
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,087
−HK$646/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$23,056
+HK$1,323/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,751
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$619/mo
Today · 4.125%
HK$23,981
baseline
▲ 0.50% · 4.625%
HK$25,245
+HK$1,264/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,962/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,496
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,196
−HK$711/mo
Today · 4.125%
HK$23,907
baseline
▲ 0.50% · 4.625%
HK$25,361
+HK$1,454/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,814/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,026
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,698
−HK$681/mo
Today · 4.125%
HK$26,379
baseline
▲ 0.50% · 4.625%
HK$27,769
+HK$1,390/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,758/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,541
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,304
−HK$776/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,667
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,302
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,034
−HK$743/mo
Today · 4.125%
HK$28,777
baseline
▲ 0.50% · 4.625%
HK$30,293
+HK$1,516/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,554/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,586
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,413
−HK$840/mo
Today · 4.125%
HK$28,253
baseline
▲ 0.50% · 4.625%
HK$29,972
+HK$1,719/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,506/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,577
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,370
−HK$805/mo
Today · 4.125%
HK$31,175
baseline
▲ 0.50% · 4.625%
HK$32,818
+HK$1,643/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,350/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,631
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,522
−HK$905/mo
Today · 4.125%
HK$30,427
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,851/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,854/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,852
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,706
−HK$867/mo
Today · 4.125%
HK$33,573
baseline
▲ 0.50% · 4.625%
HK$35,342
+HK$1,769/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,146/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,676
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,630
−HK$970/mo
Today · 4.125%
HK$32,600
baseline
▲ 0.50% · 4.625%
HK$34,584
+HK$1,984/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,200/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,127
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,042
−HK$929/mo
Today · 4.125%
HK$35,971
baseline
▲ 0.50% · 4.625%
HK$37,867
+HK$1,896/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,942/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,721
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,739
−HK$1,034/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,889
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,402
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,378
−HK$991/mo
Today · 4.125%
HK$38,369
baseline
▲ 0.50% · 4.625%
HK$40,391
+HK$2,022/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,738/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,766
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,848
−HK$1,099/mo
Today · 4.125%
HK$36,947
baseline
▲ 0.50% · 4.625%
HK$39,195
+HK$2,248/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,894/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,677
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,715
−HK$1,052/mo
Today · 4.125%
HK$40,767
baseline
▲ 0.50% · 4.625%
HK$42,916
+HK$2,149/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,534/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,812
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,957
−HK$1,163/mo
Today · 4.125%
HK$39,120
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,380/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,240/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,952
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,051
−HK$1,114/mo
Today · 4.125%
HK$43,165
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,275/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,330/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,060 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).