▼ 0.50% · 3.625%
HK$16,141
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$16,643
−HK$510/mo
Today · 4.125%
HK$17,153
baseline
▲ 0.50% · 4.625%
HK$18,197
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,306/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,957
−HK$970/mo
▼ 0.25% · 3.875%
HK$18,438
−HK$489/mo
Today · 4.125%
HK$18,927
baseline
▲ 0.50% · 4.625%
HK$19,924
+HK$997/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,854/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,755
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,307
−HK$561/mo
Today · 4.125%
HK$18,868
baseline
▲ 0.50% · 4.625%
HK$20,017
+HK$1,149/mo
Deposit HK$3.19M · loan HK$3.89M · min. income ≈ HK$37,736/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,752
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$538/mo
Today · 4.125%
HK$20,820
baseline
▲ 0.50% · 4.625%
HK$21,917
+HK$1,097/mo
Deposit HK$3.19M · loan HK$3.89M · min. income ≈ HK$41,640/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,369
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,972
−HK$612/mo
Today · 4.125%
HK$20,584
baseline
▲ 0.50% · 4.625%
HK$21,836
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,168/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,548
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,126
−HK$586/mo
Today · 4.125%
HK$22,712
baseline
▲ 0.50% · 4.625%
HK$23,909
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,424/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,983
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,636
−HK$663/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,656
+HK$1,357/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,344
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,970
−HK$635/mo
Today · 4.125%
HK$24,605
baseline
▲ 0.50% · 4.625%
HK$25,902
+HK$1,297/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$49,210/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,597
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,300
−HK$714/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,462/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$48,028/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,139
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$684/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$27,894
+HK$1,396/mo
Deposit HK$2.12M · loan HK$4.96M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,965
−HK$765/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,565/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$733/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$29,887
+HK$1,497/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,826
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$816/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,670/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,731
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$782/mo
Today · 4.125%
HK$30,283
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,596/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$60,566/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,440
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,293
−HK$867/mo
Today · 4.125%
HK$29,160
baseline
▲ 0.50% · 4.625%
HK$30,935
+HK$1,775/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$58,320/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,526
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,345
−HK$831/mo
Today · 4.125%
HK$32,176
baseline
▲ 0.50% · 4.625%
HK$33,872
+HK$1,696/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$64,352/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,054
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$29,958
−HK$918/mo
Today · 4.125%
HK$30,876
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,878/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,752/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,322
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,189
−HK$879/mo
Today · 4.125%
HK$34,068
baseline
▲ 0.50% · 4.625%
HK$35,864
+HK$1,796/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,136/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,358 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).