▼ 0.50% · 3.625%
HK$19,020
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,611
−HK$601/mo
Today · 4.125%
HK$20,212
baseline
▲ 0.50% · 4.625%
HK$21,442
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,424/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,159
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,727
−HK$575/mo
Today · 4.125%
HK$22,302
baseline
▲ 0.50% · 4.625%
HK$23,478
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,604/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,922
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,572
−HK$661/mo
Today · 4.125%
HK$22,233
baseline
▲ 0.50% · 4.625%
HK$23,586
+HK$1,353/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,466/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,275
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,899
−HK$633/mo
Today · 4.125%
HK$24,532
baseline
▲ 0.50% · 4.625%
HK$25,826
+HK$1,294/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,064/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,533
−HK$722/mo
Today · 4.125%
HK$24,255
baseline
▲ 0.50% · 4.625%
HK$25,731
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$48,510/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$691/mo
Today · 4.125%
HK$26,763
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,410/mo
Deposit HK$3.34M · loan HK$5.00M · min. income ≈ HK$53,526/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,495
−HK$781/mo
Today · 4.125%
HK$26,276
baseline
▲ 0.50% · 4.625%
HK$27,875
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,552/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,507
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,245
−HK$748/mo
Today · 4.125%
HK$28,993
baseline
▲ 0.50% · 4.625%
HK$30,521
+HK$1,528/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$57,986/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,627
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,456
−HK$841/mo
Today · 4.125%
HK$28,297
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,722/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,594/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,623
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,417
−HK$806/mo
Today · 4.125%
HK$31,223
baseline
▲ 0.50% · 4.625%
HK$32,869
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,446/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,529
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,417
−HK$901/mo
Today · 4.125%
HK$30,318
baseline
▲ 0.50% · 4.625%
HK$32,163
+HK$1,845/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,636/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,739
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,590
−HK$863/mo
Today · 4.125%
HK$33,453
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,906/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,431
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,378
−HK$962/mo
Today · 4.125%
HK$32,340
baseline
▲ 0.50% · 4.625%
HK$34,307
+HK$1,967/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,680/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,855
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$922/mo
Today · 4.125%
HK$35,684
baseline
▲ 0.50% · 4.625%
HK$37,565
+HK$1,881/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,368/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,333
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,339
−HK$1,022/mo
Today · 4.125%
HK$34,361
baseline
▲ 0.50% · 4.625%
HK$36,452
+HK$2,091/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,722/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,970
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$979/mo
Today · 4.125%
HK$37,914
baseline
▲ 0.50% · 4.625%
HK$39,912
+HK$1,998/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,828/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,235
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,300
−HK$1,082/mo
Today · 4.125%
HK$36,382
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$2,214/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,764/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,086
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,108
−HK$1,036/mo
Today · 4.125%
HK$40,144
baseline
▲ 0.50% · 4.625%
HK$42,260
+HK$2,116/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,288/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).