▼ 0.50% · 3.625%
HK$19,852
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,470
−HK$627/mo
Today · 4.125%
HK$21,097
baseline
▲ 0.50% · 4.625%
HK$22,381
+HK$1,284/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$42,194/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,086
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$601/mo
Today · 4.125%
HK$23,279
baseline
▲ 0.50% · 4.625%
HK$24,506
+HK$1,227/mo
Deposit HK$4.35M · loan HK$4.35M · min. income ≈ HK$46,558/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$690/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,619
+HK$1,412/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,294
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$661/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,350/mo
Deposit HK$3.92M · loan HK$4.79M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,564
−HK$753/mo
Today · 4.125%
HK$25,317
baseline
▲ 0.50% · 4.625%
HK$26,857
+HK$1,540/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$50,634/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,503
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,214
−HK$721/mo
Today · 4.125%
HK$27,935
baseline
▲ 0.50% · 4.625%
HK$29,407
+HK$1,472/mo
Deposit HK$3.48M · loan HK$5.22M · min. income ≈ HK$55,870/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,808
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,611
−HK$816/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$29,095
+HK$1,668/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,711
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$782/mo
Today · 4.125%
HK$30,263
baseline
▲ 0.50% · 4.625%
HK$31,858
+HK$1,595/mo
Deposit HK$3.05M · loan HK$5.66M · min. income ≈ HK$60,526/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,793
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,658
−HK$878/mo
Today · 4.125%
HK$29,536
baseline
▲ 0.50% · 4.625%
HK$31,334
+HK$1,798/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$59,072/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,920
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$31,749
−HK$841/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,308
+HK$1,718/mo
Deposit HK$2.61M · loan HK$6.09M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,779
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,705
−HK$941/mo
Today · 4.125%
HK$31,646
baseline
▲ 0.50% · 4.625%
HK$33,572
+HK$1,926/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$63,292/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,128
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$901/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$1,841/mo
Deposit HK$2.18M · loan HK$6.53M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,764
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,752
−HK$1,004/mo
Today · 4.125%
HK$33,756
baseline
▲ 0.50% · 4.625%
HK$35,810
+HK$2,054/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$67,512/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,337
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$961/mo
Today · 4.125%
HK$37,246
baseline
▲ 0.50% · 4.625%
HK$39,209
+HK$1,963/mo
Deposit HK$1.74M · loan HK$6.96M · min. income ≈ HK$74,492/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,749
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,799
−HK$1,067/mo
Today · 4.125%
HK$35,866
baseline
▲ 0.50% · 4.625%
HK$38,048
+HK$2,182/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$71,732/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,546
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,553
−HK$1,021/mo
Today · 4.125%
HK$39,574
baseline
▲ 0.50% · 4.625%
HK$41,660
+HK$2,086/mo
Deposit HK$1.31M · loan HK$7.40M · min. income ≈ HK$79,148/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,734
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,846
−HK$1,129/mo
Today · 4.125%
HK$37,975
baseline
▲ 0.50% · 4.625%
HK$40,286
+HK$2,311/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$75,950/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,754
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,820
−HK$1,082/mo
Today · 4.125%
HK$41,902
baseline
▲ 0.50% · 4.625%
HK$44,111
+HK$2,209/mo
Deposit HK$871K · loan HK$7.84M · min. income ≈ HK$83,804/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,188 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).