▼ 0.50% · 3.625%
HK$19,584
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,193
−HK$619/mo
Today · 4.125%
HK$20,812
baseline
▲ 0.50% · 4.625%
HK$22,078
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,624/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,787
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,371
−HK$593/mo
Today · 4.125%
HK$22,964
baseline
▲ 0.50% · 4.625%
HK$24,174
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,928/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,542
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,212
−HK$681/mo
Today · 4.125%
HK$22,893
baseline
▲ 0.50% · 4.625%
HK$24,286
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,786/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,965
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,608
−HK$652/mo
Today · 4.125%
HK$25,260
baseline
▲ 0.50% · 4.625%
HK$26,591
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,520/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,500
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,231
−HK$743/mo
Today · 4.125%
HK$24,974
baseline
▲ 0.50% · 4.625%
HK$26,494
+HK$1,520/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,948/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,144
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$711/mo
Today · 4.125%
HK$27,556
baseline
▲ 0.50% · 4.625%
HK$29,009
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,112/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,459
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,251
−HK$804/mo
Today · 4.125%
HK$27,055
baseline
▲ 0.50% · 4.625%
HK$28,701
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,110/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,322
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$771/mo
Today · 4.125%
HK$29,853
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,573/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,706/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,417
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,270
−HK$866/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,909
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,501
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,319
−HK$830/mo
Today · 4.125%
HK$32,149
baseline
▲ 0.50% · 4.625%
HK$33,844
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,298/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,289
−HK$928/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$33,117
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,680
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$889/mo
Today · 4.125%
HK$34,445
baseline
▲ 0.50% · 4.625%
HK$36,261
+HK$1,816/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,890/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,334
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,308
−HK$991/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,325
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,858
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,793
−HK$949/mo
Today · 4.125%
HK$36,742
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$1,936/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,484/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,292
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,328
−HK$1,052/mo
Today · 4.125%
HK$35,380
baseline
▲ 0.50% · 4.625%
HK$37,533
+HK$2,153/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,760/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,037
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,030
−HK$1,008/mo
Today · 4.125%
HK$39,038
baseline
▲ 0.50% · 4.625%
HK$41,096
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,076/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,250
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,347
−HK$1,114/mo
Today · 4.125%
HK$37,461
baseline
▲ 0.50% · 4.625%
HK$39,740
+HK$2,279/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,922/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,216
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,267
−HK$1,067/mo
Today · 4.125%
HK$41,334
baseline
▲ 0.50% · 4.625%
HK$43,513
+HK$2,179/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,668/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,650 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).