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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,840/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.86M · min. income ≈ HK$27,680/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- 49
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-10 | HK$3.10M | −27.6% 3.8y · −7.0%/yr |
| 2020-06-22 | HK$4.28M | +46.6% 7.1y · 7.0%/yr |
| 2013-05-13 | HK$2.92M | +101.4% |
| 2009-10-12 | HK$1.45M | +8.2% |
| 2009-08-14 | HK$1.34M | +22.9% |
| 1995-09-25 | HK$1.09M | +9.0% |
| 1995-07-29 | HK$1.00M | — |