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At today's rate and a 90% mortgage, the deposit on this unit is about HK$290K, with repayments around HK$12,657/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$25,314/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- 52
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 465 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-06 | HK$4.50M | +14.6% 3.5y · 4.0%/yr |
| 2017-11-09 | HK$3.93M | +589.1% 16.0y · 37.0%/yr |
| 2001-11-03 | HK$570K | −6.6% |
| 2001-03-26 | HK$610K | −33.0% |
| 1999-02-12 | HK$910K | — |