▼ 0.50% · 3.625%
HK$19,931
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,550
−HK$630/mo
Today · 4.125%
HK$21,180
baseline
▲ 0.50% · 4.625%
HK$22,469
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,360/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,172
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,767
−HK$603/mo
Today · 4.125%
HK$23,370
baseline
▲ 0.50% · 4.625%
HK$24,602
+HK$1,232/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,740/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,924
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$692/mo
Today · 4.125%
HK$23,298
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,418/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,596/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,044
−HK$663/mo
Today · 4.125%
HK$25,707
baseline
▲ 0.50% · 4.625%
HK$27,063
+HK$1,356/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,414/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$755/mo
Today · 4.125%
HK$25,416
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$50,832/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,607
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$723/mo
Today · 4.125%
HK$28,044
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.24M · min. income ≈ HK$56,088/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,910
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$818/mo
Today · 4.125%
HK$27,534
baseline
▲ 0.50% · 4.625%
HK$29,210
+HK$1,676/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,068/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,824
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,597
−HK$785/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$31,983
+HK$1,601/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,903
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,771
−HK$881/mo
Today · 4.125%
HK$29,652
baseline
▲ 0.50% · 4.625%
HK$31,457
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,304/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$845/mo
Today · 4.125%
HK$32,719
baseline
▲ 0.50% · 4.625%
HK$34,443
+HK$1,724/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,438/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,896
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,826
−HK$944/mo
Today · 4.125%
HK$31,770
baseline
▲ 0.50% · 4.625%
HK$33,704
+HK$1,934/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,540/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,259
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,151
−HK$905/mo
Today · 4.125%
HK$35,056
baseline
▲ 0.50% · 4.625%
HK$36,903
+HK$1,847/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,112/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,889
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,881
−HK$1,008/mo
Today · 4.125%
HK$33,889
baseline
▲ 0.50% · 4.625%
HK$35,951
+HK$2,062/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,778/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,476
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,427
−HK$966/mo
Today · 4.125%
HK$37,393
baseline
▲ 0.50% · 4.625%
HK$39,364
+HK$1,971/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,786/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,882
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,936
−HK$1,071/mo
Today · 4.125%
HK$36,007
baseline
▲ 0.50% · 4.625%
HK$38,197
+HK$2,190/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,014/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,693
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,704
−HK$1,026/mo
Today · 4.125%
HK$39,730
baseline
▲ 0.50% · 4.625%
HK$41,824
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,460/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,875
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,991
−HK$1,134/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,444
+HK$2,319/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,910
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,981
−HK$1,086/mo
Today · 4.125%
HK$42,067
baseline
▲ 0.50% · 4.625%
HK$44,284
+HK$2,217/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,134/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,215 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).