▼ 0.50% · 3.625%
HK$19,271
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,870
−HK$609/mo
Today · 4.125%
HK$20,479
baseline
▲ 0.50% · 4.625%
HK$21,725
+HK$1,246/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$40,958/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,438
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,013
−HK$584/mo
Today · 4.125%
HK$22,597
baseline
▲ 0.50% · 4.625%
HK$23,788
+HK$1,191/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,194/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,198
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,857
−HK$670/mo
Today · 4.125%
HK$22,527
baseline
▲ 0.50% · 4.625%
HK$23,898
+HK$1,371/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,054/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,582
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,215
−HK$641/mo
Today · 4.125%
HK$24,856
baseline
▲ 0.50% · 4.625%
HK$26,167
+HK$1,311/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,712/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,844
−HK$731/mo
Today · 4.125%
HK$24,575
baseline
▲ 0.50% · 4.625%
HK$26,070
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,150/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,726
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,416
−HK$700/mo
Today · 4.125%
HK$27,116
baseline
▲ 0.50% · 4.625%
HK$28,545
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,232/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,052
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,831
−HK$792/mo
Today · 4.125%
HK$26,623
baseline
▲ 0.50% · 4.625%
HK$28,243
+HK$1,620/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,246/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,870
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,617
−HK$759/mo
Today · 4.125%
HK$29,376
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,752/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,818
−HK$853/mo
Today · 4.125%
HK$28,671
baseline
▲ 0.50% · 4.625%
HK$30,415
+HK$1,744/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,342/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,014
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,819
−HK$816/mo
Today · 4.125%
HK$31,635
baseline
▲ 0.50% · 4.625%
HK$33,303
+HK$1,668/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,270/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,906
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$914/mo
Today · 4.125%
HK$30,719
baseline
▲ 0.50% · 4.625%
HK$32,588
+HK$1,869/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,438/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,158
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,020
−HK$875/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$1,787/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,833
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$975/mo
Today · 4.125%
HK$32,767
baseline
▲ 0.50% · 4.625%
HK$34,760
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,534/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,301
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$934/mo
Today · 4.125%
HK$36,155
baseline
▲ 0.50% · 4.625%
HK$38,060
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,310/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,760
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$1,035/mo
Today · 4.125%
HK$34,814
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$2,119/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,628/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,423
−HK$991/mo
Today · 4.125%
HK$38,414
baseline
▲ 0.50% · 4.625%
HK$40,439
+HK$2,025/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,828/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,766
−HK$1,096/mo
Today · 4.125%
HK$36,862
baseline
▲ 0.50% · 4.625%
HK$39,105
+HK$2,243/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$73,724/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,589
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,624
−HK$1,050/mo
Today · 4.125%
HK$40,674
baseline
▲ 0.50% · 4.625%
HK$42,818
+HK$2,144/mo
Deposit HK$845K · loan HK$7.61M · min. income ≈ HK$81,348/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,533 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).