▼ 0.50% · 3.625%
HK$19,496
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,102
−HK$616/mo
Today · 4.125%
HK$20,718
baseline
▲ 0.50% · 4.625%
HK$21,979
+HK$1,261/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,436/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,689
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,270
−HK$590/mo
Today · 4.125%
HK$22,860
baseline
▲ 0.50% · 4.625%
HK$24,065
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,720/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,445
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,112
−HK$678/mo
Today · 4.125%
HK$22,790
baseline
▲ 0.50% · 4.625%
HK$24,177
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,580/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,858
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,497
−HK$649/mo
Today · 4.125%
HK$25,146
baseline
▲ 0.50% · 4.625%
HK$26,472
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,292/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,395
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,122
−HK$740/mo
Today · 4.125%
HK$24,862
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,513/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,724/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,026
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,724
−HK$709/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$28,879
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,344
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,133
−HK$801/mo
Today · 4.125%
HK$26,934
baseline
▲ 0.50% · 4.625%
HK$28,572
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,868/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,195
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,951
−HK$768/mo
Today · 4.125%
HK$29,719
baseline
▲ 0.50% · 4.625%
HK$31,285
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,438/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,294
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,143
−HK$862/mo
Today · 4.125%
HK$29,005
baseline
▲ 0.50% · 4.625%
HK$30,770
+HK$1,765/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$58,010/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,364
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,178
−HK$827/mo
Today · 4.125%
HK$32,005
baseline
▲ 0.50% · 4.625%
HK$33,692
+HK$1,687/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$64,010/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,243
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,153
−HK$924/mo
Today · 4.125%
HK$31,077
baseline
▲ 0.50% · 4.625%
HK$32,968
+HK$1,891/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,154/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,533
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,406
−HK$885/mo
Today · 4.125%
HK$34,291
baseline
▲ 0.50% · 4.625%
HK$36,098
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,582/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,193
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,163
−HK$986/mo
Today · 4.125%
HK$33,149
baseline
▲ 0.50% · 4.625%
HK$35,166
+HK$2,017/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,298/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,702
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$944/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,505
+HK$1,928/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,143
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$1,048/mo
Today · 4.125%
HK$35,221
baseline
▲ 0.50% · 4.625%
HK$37,364
+HK$2,143/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,442/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,871
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,860
−HK$1,003/mo
Today · 4.125%
HK$38,863
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,048/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,726/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,092
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,184
−HK$1,109/mo
Today · 4.125%
HK$37,293
baseline
▲ 0.50% · 4.625%
HK$39,562
+HK$2,269/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,586/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,040
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,087
−HK$1,062/mo
Today · 4.125%
HK$41,149
baseline
▲ 0.50% · 4.625%
HK$43,318
+HK$2,169/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,298/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,493 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).