▼ 0.50% · 3.625%
HK$22,226
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,918
−HK$702/mo
Today · 4.125%
HK$23,620
baseline
▲ 0.50% · 4.625%
HK$25,057
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,240/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,727
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,390
−HK$673/mo
Today · 4.125%
HK$26,063
baseline
▲ 0.50% · 4.625%
HK$27,436
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,126/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,449
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,210
−HK$772/mo
Today · 4.125%
HK$25,982
baseline
▲ 0.50% · 4.625%
HK$27,563
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,964/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,199
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,929
−HK$740/mo
Today · 4.125%
HK$28,669
baseline
▲ 0.50% · 4.625%
HK$30,180
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,338/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,672
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,501
−HK$843/mo
Today · 4.125%
HK$28,344
baseline
▲ 0.50% · 4.625%
HK$30,069
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,688/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,672
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,468
−HK$807/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$32,924
+HK$1,649/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,894
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$913/mo
Today · 4.125%
HK$30,706
baseline
▲ 0.50% · 4.625%
HK$32,575
+HK$1,869/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,412/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,145
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$33,007
−HK$874/mo
Today · 4.125%
HK$33,881
baseline
▲ 0.50% · 4.625%
HK$35,667
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,762/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,117
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$983/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$35,080
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,617
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,546
−HK$942/mo
Today · 4.125%
HK$36,488
baseline
▲ 0.50% · 4.625%
HK$38,411
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,976/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,340
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,377
−HK$1,053/mo
Today · 4.125%
HK$35,430
baseline
▲ 0.50% · 4.625%
HK$37,586
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,860/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,090
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,085
−HK$1,009/mo
Today · 4.125%
HK$39,094
baseline
▲ 0.50% · 4.625%
HK$41,154
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,188/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,562
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,668
−HK$1,124/mo
Today · 4.125%
HK$37,792
baseline
▲ 0.50% · 4.625%
HK$40,092
+HK$2,300/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,584/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,563
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,624
−HK$1,076/mo
Today · 4.125%
HK$41,700
baseline
▲ 0.50% · 4.625%
HK$43,898
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,400/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,785
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,960
−HK$1,194/mo
Today · 4.125%
HK$40,154
baseline
▲ 0.50% · 4.625%
HK$42,598
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,308/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,035
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,163
−HK$1,143/mo
Today · 4.125%
HK$44,306
baseline
▲ 0.50% · 4.625%
HK$46,642
+HK$2,336/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,612/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,007
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,264/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,587/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,508
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,702
−HK$1,211/mo
Today · 4.125%
HK$46,913
baseline
▲ 0.50% · 4.625%
HK$49,385
+HK$2,472/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,826/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,731 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).