▼ 0.50% · 3.625%
HK$18,861
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,448
−HK$596/mo
Today · 4.125%
HK$20,044
baseline
▲ 0.50% · 4.625%
HK$21,264
+HK$1,220/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,088/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,983
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,546
−HK$571/mo
Today · 4.125%
HK$22,117
baseline
▲ 0.50% · 4.625%
HK$23,283
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,234/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,748
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$656/mo
Today · 4.125%
HK$22,049
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,341/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,098/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,081
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,701
−HK$627/mo
Today · 4.125%
HK$24,328
baseline
▲ 0.50% · 4.625%
HK$25,611
+HK$1,283/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,656/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,634
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,338
−HK$715/mo
Today · 4.125%
HK$24,053
baseline
▲ 0.50% · 4.625%
HK$25,517
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,106/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,180
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,855
−HK$685/mo
Today · 4.125%
HK$26,540
baseline
▲ 0.50% · 4.625%
HK$27,939
+HK$1,399/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,080/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,283
−HK$774/mo
Today · 4.125%
HK$26,057
baseline
▲ 0.50% · 4.625%
HK$27,643
+HK$1,586/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,114/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,278
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$28,010
−HK$742/mo
Today · 4.125%
HK$28,752
baseline
▲ 0.50% · 4.625%
HK$30,267
+HK$1,515/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,504/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$835/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,707/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,376
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,164
−HK$800/mo
Today · 4.125%
HK$30,964
baseline
▲ 0.50% · 4.625%
HK$32,596
+HK$1,632/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,928/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,292
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,172
−HK$894/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,896
+HK$1,830/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,475
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,319
−HK$856/mo
Today · 4.125%
HK$33,175
baseline
▲ 0.50% · 4.625%
HK$34,924
+HK$1,749/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,350/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,178
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,117
−HK$954/mo
Today · 4.125%
HK$32,071
baseline
▲ 0.50% · 4.625%
HK$34,022
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$64,142/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,573
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,473
−HK$914/mo
Today · 4.125%
HK$35,387
baseline
▲ 0.50% · 4.625%
HK$37,252
+HK$1,865/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$70,774/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,064
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,062
−HK$1,013/mo
Today · 4.125%
HK$34,075
baseline
▲ 0.50% · 4.625%
HK$36,149
+HK$2,074/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,150/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,671
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,628
−HK$971/mo
Today · 4.125%
HK$37,599
baseline
▲ 0.50% · 4.625%
HK$39,580
+HK$1,981/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,198/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,951
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,007
−HK$1,073/mo
Today · 4.125%
HK$36,080
baseline
▲ 0.50% · 4.625%
HK$38,275
+HK$2,195/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,160/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,770
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,783
−HK$1,027/mo
Today · 4.125%
HK$39,810
baseline
▲ 0.50% · 4.625%
HK$41,909
+HK$2,099/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,620/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,149 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).