▼ 0.50% · 3.625%
HK$18,948
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,537
−HK$599/mo
Today · 4.125%
HK$20,136
baseline
▲ 0.50% · 4.625%
HK$21,362
+HK$1,226/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,272/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,645
−HK$573/mo
Today · 4.125%
HK$22,218
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,172/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,436/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,843
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,491
−HK$659/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,498
+HK$1,348/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,809
−HK$631/mo
Today · 4.125%
HK$24,440
baseline
▲ 0.50% · 4.625%
HK$25,729
+HK$1,289/mo
Deposit HK$3.74M · loan HK$4.57M · min. income ≈ HK$48,880/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,738
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,445
−HK$719/mo
Today · 4.125%
HK$24,164
baseline
▲ 0.50% · 4.625%
HK$25,634
+HK$1,470/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$48,328/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,295
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,974
−HK$688/mo
Today · 4.125%
HK$26,662
baseline
▲ 0.50% · 4.625%
HK$28,067
+HK$1,405/mo
Deposit HK$3.32M · loan HK$4.99M · min. income ≈ HK$53,324/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,633
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,399
−HK$778/mo
Today · 4.125%
HK$26,177
baseline
▲ 0.50% · 4.625%
HK$27,770
+HK$1,593/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$52,354/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,403
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$746/mo
Today · 4.125%
HK$28,884
baseline
▲ 0.50% · 4.625%
HK$30,406
+HK$1,522/mo
Deposit HK$2.91M · loan HK$5.40M · min. income ≈ HK$57,768/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,527
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,352
−HK$839/mo
Today · 4.125%
HK$28,191
baseline
▲ 0.50% · 4.625%
HK$29,906
+HK$1,715/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$56,382/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,511
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,303
−HK$803/mo
Today · 4.125%
HK$31,106
baseline
▲ 0.50% · 4.625%
HK$32,745
+HK$1,639/mo
Deposit HK$2.49M · loan HK$5.82M · min. income ≈ HK$62,212/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$861/mo
Today · 4.125%
HK$33,328
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,756/mo
Deposit HK$2.08M · loan HK$6.23M · min. income ≈ HK$66,656/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,317
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,260
−HK$958/mo
Today · 4.125%
HK$32,218
baseline
▲ 0.50% · 4.625%
HK$34,178
+HK$1,960/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,436/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,727
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,632
−HK$917/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,423
+HK$1,874/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,212
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$33,214
−HK$1,018/mo
Today · 4.125%
HK$34,232
baseline
▲ 0.50% · 4.625%
HK$36,315
+HK$2,083/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$68,464/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,835
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,796
−HK$975/mo
Today · 4.125%
HK$37,771
baseline
▲ 0.50% · 4.625%
HK$39,762
+HK$1,991/mo
Deposit HK$1.25M · loan HK$7.06M · min. income ≈ HK$75,542/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,107
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$1,078/mo
Today · 4.125%
HK$36,245
baseline
▲ 0.50% · 4.625%
HK$38,451
+HK$2,206/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$72,490/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,961
−HK$1,032/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,101
+HK$2,108/mo
Deposit HK$831K · loan HK$7.48M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,289 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).