▼ 0.50% · 3.625%
HK$18,416
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,989
−HK$582/mo
Today · 4.125%
HK$19,571
baseline
▲ 0.50% · 4.625%
HK$20,762
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,142/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,488
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,038
−HK$557/mo
Today · 4.125%
HK$21,595
baseline
▲ 0.50% · 4.625%
HK$22,733
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,190/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,258
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,888
−HK$640/mo
Today · 4.125%
HK$21,528
baseline
▲ 0.50% · 4.625%
HK$22,838
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,056/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,537
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,141
−HK$614/mo
Today · 4.125%
HK$23,755
baseline
▲ 0.50% · 4.625%
HK$25,007
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,510/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,100
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,787
−HK$699/mo
Today · 4.125%
HK$23,486
baseline
▲ 0.50% · 4.625%
HK$24,915
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,972/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,586
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,245
−HK$669/mo
Today · 4.125%
HK$25,914
baseline
▲ 0.50% · 4.625%
HK$27,280
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,828/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$757/mo
Today · 4.125%
HK$25,443
baseline
▲ 0.50% · 4.625%
HK$26,991
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,886/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,635
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,349
−HK$725/mo
Today · 4.125%
HK$28,074
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,479/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,148/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,783
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,585
−HK$815/mo
Today · 4.125%
HK$27,400
baseline
▲ 0.50% · 4.625%
HK$29,067
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,800/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,683
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,453
−HK$780/mo
Today · 4.125%
HK$30,233
baseline
▲ 0.50% · 4.625%
HK$31,827
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,466/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,625
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$873/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,714/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,556
−HK$837/mo
Today · 4.125%
HK$32,393
baseline
▲ 0.50% · 4.625%
HK$34,100
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,786/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,466
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,383
−HK$931/mo
Today · 4.125%
HK$31,314
baseline
▲ 0.50% · 4.625%
HK$33,220
+HK$1,906/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,628/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,781
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,660
−HK$892/mo
Today · 4.125%
HK$34,552
baseline
▲ 0.50% · 4.625%
HK$36,373
+HK$1,821/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,104/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,308
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,282
−HK$989/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,296
+HK$2,025/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,830
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,764
−HK$948/mo
Today · 4.125%
HK$36,712
baseline
▲ 0.50% · 4.625%
HK$38,647
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,424/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,150
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,181
−HK$1,047/mo
Today · 4.125%
HK$35,228
baseline
▲ 0.50% · 4.625%
HK$37,372
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,456/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,879
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,868
−HK$1,003/mo
Today · 4.125%
HK$38,871
baseline
▲ 0.50% · 4.625%
HK$40,920
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,742/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,295 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).