▼ 0.50% · 3.625%
HK$20,930
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,581
−HK$661/mo
Today · 4.125%
HK$22,242
baseline
▲ 0.50% · 4.625%
HK$23,595
+HK$1,353/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,484/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,284
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,908
−HK$634/mo
Today · 4.125%
HK$24,542
baseline
▲ 0.50% · 4.625%
HK$25,836
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,084/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,023
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,739
−HK$727/mo
Today · 4.125%
HK$24,466
baseline
▲ 0.50% · 4.625%
HK$25,955
+HK$1,489/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,932/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,612
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,299
−HK$697/mo
Today · 4.125%
HK$26,996
baseline
▲ 0.50% · 4.625%
HK$28,419
+HK$1,423/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$53,992/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,897
−HK$793/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,315
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$760/mo
Today · 4.125%
HK$29,450
baseline
▲ 0.50% · 4.625%
HK$31,003
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,900/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,208
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,055
−HK$860/mo
Today · 4.125%
HK$28,915
baseline
▲ 0.50% · 4.625%
HK$30,674
+HK$1,759/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,830/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,269
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,081
−HK$823/mo
Today · 4.125%
HK$31,904
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,682/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,808/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,213
−HK$926/mo
Today · 4.125%
HK$31,139
baseline
▲ 0.50% · 4.625%
HK$33,034
+HK$1,895/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$62,278/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,598
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,472
−HK$887/mo
Today · 4.125%
HK$34,359
baseline
▲ 0.50% · 4.625%
HK$36,170
+HK$1,811/mo
Deposit HK$2.75M · loan HK$6.43M · min. income ≈ HK$68,718/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,394
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,371
−HK$992/mo
Today · 4.125%
HK$33,363
baseline
▲ 0.50% · 4.625%
HK$35,393
+HK$2,030/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,726/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,926
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$950/mo
Today · 4.125%
HK$36,813
baseline
▲ 0.50% · 4.625%
HK$38,753
+HK$1,940/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,626/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,487
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,529
−HK$1,058/mo
Today · 4.125%
HK$35,587
baseline
▲ 0.50% · 4.625%
HK$37,753
+HK$2,166/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$71,174/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,254
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,253
−HK$1,014/mo
Today · 4.125%
HK$39,267
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,070/mo
Deposit HK$1.84M · loan HK$7.34M · min. income ≈ HK$78,534/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,580
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,687
−HK$1,125/mo
Today · 4.125%
HK$37,812
baseline
▲ 0.50% · 4.625%
HK$40,112
+HK$2,300/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,624/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,583
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,077/mo
Today · 4.125%
HK$41,721
baseline
▲ 0.50% · 4.625%
HK$43,920
+HK$2,199/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,442/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,673
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,191/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,472
+HK$2,436/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,911
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,035
−HK$1,140/mo
Today · 4.125%
HK$44,175
baseline
▲ 0.50% · 4.625%
HK$46,504
+HK$2,329/mo
Deposit HK$918K · loan HK$8.26M · min. income ≈ HK$88,350/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$287,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).