▼ 0.50% · 3.625%
HK$19,231
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$607/mo
Today · 4.125%
HK$20,437
baseline
▲ 0.50% · 4.625%
HK$21,681
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,874/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,395
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$582/mo
Today · 4.125%
HK$22,551
baseline
▲ 0.50% · 4.625%
HK$23,739
+HK$1,188/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,102/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,155
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,813
−HK$668/mo
Today · 4.125%
HK$22,481
baseline
▲ 0.50% · 4.625%
HK$23,849
+HK$1,368/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,962/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,534
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,165
−HK$641/mo
Today · 4.125%
HK$24,806
baseline
▲ 0.50% · 4.625%
HK$26,113
+HK$1,307/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,612/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,078
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$729/mo
Today · 4.125%
HK$24,525
baseline
▲ 0.50% · 4.625%
HK$26,017
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,050/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,674
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,362
−HK$699/mo
Today · 4.125%
HK$27,061
baseline
▲ 0.50% · 4.625%
HK$28,487
+HK$1,426/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,122/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,001
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,779
−HK$790/mo
Today · 4.125%
HK$26,569
baseline
▲ 0.50% · 4.625%
HK$28,185
+HK$1,616/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,138/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,813
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,559
−HK$757/mo
Today · 4.125%
HK$29,316
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,545/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,632/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,924
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$850/mo
Today · 4.125%
HK$28,612
baseline
▲ 0.50% · 4.625%
HK$30,353
+HK$1,741/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,224/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,953
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,756
−HK$815/mo
Today · 4.125%
HK$31,571
baseline
▲ 0.50% · 4.625%
HK$33,235
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,142/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,847
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,745
−HK$911/mo
Today · 4.125%
HK$30,656
baseline
▲ 0.50% · 4.625%
HK$32,522
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,312/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,092
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$873/mo
Today · 4.125%
HK$33,826
baseline
▲ 0.50% · 4.625%
HK$35,609
+HK$1,783/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,652/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,770
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$972/mo
Today · 4.125%
HK$32,700
baseline
▲ 0.50% · 4.625%
HK$34,690
+HK$1,990/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,400/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,232
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,150
−HK$931/mo
Today · 4.125%
HK$36,081
baseline
▲ 0.50% · 4.625%
HK$37,983
+HK$1,902/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,162/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,694
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,710
−HK$1,034/mo
Today · 4.125%
HK$34,744
baseline
▲ 0.50% · 4.625%
HK$36,858
+HK$2,114/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,488/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,371
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,347
−HK$989/mo
Today · 4.125%
HK$38,336
baseline
▲ 0.50% · 4.625%
HK$40,357
+HK$2,021/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,672/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,617
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$1,094/mo
Today · 4.125%
HK$36,787
baseline
▲ 0.50% · 4.625%
HK$39,026
+HK$2,239/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,574/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,511
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,544
−HK$1,047/mo
Today · 4.125%
HK$40,591
baseline
▲ 0.50% · 4.625%
HK$42,731
+HK$2,140/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,182/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,018 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).